Gallatin County property record for 31 Ladybug Ln, Bozeman, MT 59718
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,281 sqft · built 2018 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $403,100 (May 2018) |
| Tax Bill | $11,204 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2025 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RGF63560 |
| Primary APN | 00RGF63560 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,281 sqft Living Area |
| 1st Floor Area | 2,901 sqft |
| 2nd Floor Area | 160 sqft |
| Attic | Attic |
| Attic Area | 220 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,548 sqft (1.39 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 276 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 00RGF63560 |
|---|---|
| Street Address | 31 LADYBUG LN |
| City | BOZEMAN |
| State | MT |
| Zip | 59718-8668 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MINOR SUB 439A, S13, T02 S, R04 E, LOT 2, ACRES 1.39 |
| Legal Range | 04E |
| Legal Township | 02S |
| Legal Section | 13 |
| Legal Subdivision | MINOR SUB 439A |
| Legal Lot Number | 2 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | GALLATIN GATEWAY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1200 |
Source: Gallatin County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1001, BOZEMAN, MT 59771-1001 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 15, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK |
| Jul 31, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CALCON MUTUAL MORTGAGE LLC |
| Jun 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage YELLOWSTONE BANK |
| Dec 17, 2020 | Deed of Trust, Mortgage · Closed-End Mortgage MONTANA BUSINESS ASSIATANCE CONNECTION I |
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRIME MORTGAGE LENDING INC |
| Oct 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| May 10, 2018 | Intrafamily Transfer, Transfer · Construction Mortgage AMERICAN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2018 · Amount on Record |
| Deed Sale | May 10, 2018 · Amount on Record |
| Deed Document Number | 20182613449 |
| Prior Transfer Date | Apr 20, 2018 |
| Prior Transfer Doc | 2613449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Sep 9, 2026 |
| Property Address | 31 LADYBUG LN, BOZEMAN, MT 59718-8668 |
| Document Number | 0002886042 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 20262886042 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 31 LADYBUG LN, BOZEMAN, MT 59718-8668 |
| Document Number | 0002886042, |
|---|---|
| Date | Sep 9, 2026 |
| Instrument | 20262886042 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Sep 9, 2029 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 31 LADYBUG LN, BOZEMAN, MT 59718-8668 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | MONTANA TITLE AND ESCROW, MONTANA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 31 LADYBUG LN, BOZEMAN, MT 59718-8668 |
| Document Number | 0002861293 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2861293 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 31 LADYBUG LN, BOZEMAN, MT 59718-8668 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 31 LADYBUG LN, BOZEMAN, MT 59718-8668 |
| Document Number | 0002822172 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 2822172 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | BOZEMAN, MT 59771 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Sep 1, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 31 LADYBUG LN, BOZEMAN, MT 59718-8668 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | SECURITY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 31 LADYBUG LN, AVON, MT 59713 |
| Document Number | 0002806237 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 2806237 |
| Name | CALCON MUTUAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.87% |
| Max Rate At Change | 9.87% |
| Index | Other |
| Max Rate | 12.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 31 LADYBUG LN, BOZEMAN, MT 59718-8668 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | SECURITY TITLE COMPANY, SECURITY TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 2737879 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 2737879 |
| Name | YELLOWSTONE BANK |
|---|---|
| Type | Bank |
| Address | BOZEMAN, MT 59718 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jun 4, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 31 LADYBUG LN, BOZEMAN, MT 59718-8668 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2712979 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2712979 |
| Name | MONTANA BUSINESS ASSIATANCE CONNECTION I |
|---|---|
| Type | Non-Lending Institution |
| Address | HELENA, MT 59601 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Oct 15, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 31 LADYBUG LN, BOZEMAN, MT 59718-8668 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MONTANA TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 2706965 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 2706965 |
| Name | PRIME MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | 2752 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 31 LADYBUG LN, BOZEMAN, MT 59718-8668 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | SECURITY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2660427 |
|---|---|
| Date | Oct 7, 2019 |
| Instrument | 2660427 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | May 10, 2018 |
| Property Address | 31 LADYBUG LN, BOZEMAN, MT 59718-8668 |
| Document Number | 2613449 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 2613449 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | SECURITY TITLE COMPANY, SECURITY TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 1001, BOZEMAN, MT 59771-1001 |
| Document Number | 2613450 |
|---|---|
| Date | May 10, 2018 |
| Instrument | 2613450 |
| Name | AMERICAN BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Secondary School District | Bozeman High School District (09 - 12) |
| Elementary School District | Monforton Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,204.00 (+87.51%) | $1,437,367 (-) | $1,437,367 (-) Land $421,911 Building $1,015,456 |
| 2025 | $5,975.00 (-3%) | $1,437,367 (+19.61%) | $1,437,367 (+19.61%) Land $421,911 Building $1,015,456 |
| 2023 | $6,160.00 | $1,201,693 | $1,201,693 Land $344,583 Building $857,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Jun 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Opticom Fiber | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisp West Fixed Wireless | 200 / 100 |
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