31 Lacey Rd, Whiting (Manchester Township), NJ 08759 Property Records

Ocean County and Manchester Township property record for 31 Lacey Rd, Whiting, NJ 08759

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,784 sqft · built 1920
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Feb 2021)
Tax Bill	$5,625 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-00098-06-00020-01`

Property Details

APN / Parcel Number

Primary APN	`19-00098-06-00020-01`
Alternative APN	`19000980006000200001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,784 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	1,784 sqft
Basement Area	832 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	43,996 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	31 LACEY RD
City	WHITING
State	NJ
Zip	08759-4439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WTRC
Legal Description	1.01AC
Legal Block	98.6
Legal Lot Number	20.1
Jurisdiction	OCEAN NJ
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1006
Census Tract	720107

Owner

31 Lacey Rd is owned and occupied by two individuals who bought it in February 2021.

Source: Ocean County and Manchester Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 LACEY RD, WHITING, NJ 08759-4439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage LENDSURE MORTGAGE CORP
Feb 1, 2021	Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage BUDDY WATSON ETUX
May 2, 2019	Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2021 · Amount on File
Deed Sale	Feb 1, 2021 · Amount on File
Prior Sale	Dec 4, 1996 · Amount on File
Deed Document Number	202116569
Deed Book / Page	18292 / 633
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	31 LACEY RD, WHITING, NJ 08759-4439
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	THE SILK COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LACEY RD, WHITING, NJ 08759-4439

Mortgage

Document Number	0203161702
Date	Mar 19, 2026
Book Page	20316/1702
Instrument	2026021537

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92128

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2056

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	OCEAN NJ
Recording Date	Feb 1, 2021
Property Address	31 LACEY RD, WHITING, NJ 08759-4439
Document Number	0182920633
Book / Page	18292 / 633
Instrument Date	Jan 8, 2021
Instrument	2021016569
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	COUNSELLORS TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$801.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1305 RIVER RD, 1305, BELMAR, NJ 07719-2848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LACEY RD, WHITING, NJ 08759-4439

Mortgage

Document Number	2021016570
Date	Feb 1, 2021
Instrument	2021016570

Lender

Name	BUDDY WATSON ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 31, 2026

Interest

Rate	10%

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OCEAN NJ
Property Address	31 LACEY RD, WHITING, NJ 08759-4439
Document Number	0174890856
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 LACEY RD WHITING NJ 087594439, WHITING, NJ 08759-4439

Mortgage

Document Number	0174890856
Date	Jun 3, 2019
Book Page	017489/000856
Instrument	51271

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	480 Months
Due	Jun 2, 2059

Interest

Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 31 Lacey Rd was $5,625, up 3.3% from the year before.

Source: Ocean County and Manchester Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Manchester Township
Unified School District	Manchester Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$386,600 (-) Land $150,200 Building $236,400	$386,600 (-) Land $150,200 Building $236,400
2025	$5,625.00 (+3.31%)	$386,600 Land $150,200 Building $236,400	$386,600 Land $150,200 Building $236,400
2024	$5,445.00
2023		$219,900 Land $74,900 Building $145,000	$219,900 Land $74,900 Building $145,000
2022	$4,870.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Lacey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Lacey Rd is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 90% of New Jersey
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER TWP WATER UTILITY - WESTERN serves 19,200 people · EPA ID NJ1518004
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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