31 Kynor Ave, Stanhope, NJ 07874 Property Records

Sussex County and Hopatcong Borough property record for 31 Kynor Ave, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,698 sqft · built 1949
Lot Size	0.41 acres (17,850 sqft)
Owner	Individual Name on File
Tax Bill	$9,717 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2024 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-20107-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`12-20107-0000-00003`
Alternative APNs	`122010700003` `00268000`

Interior

Stories	1 Story
Building Area	1,698 sqft Living Area
1st Floor Area	1,698 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	17,850 sqft (0.41 acres)
Lot Dimensions	210 ft deep x 85 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00268000
Street Address	31 KYNOR AVE
City	STANHOPE
State	NJ
Zip	07874-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	20107
Legal Lot Number	3
Jurisdiction	SUSSEX NJ
Township / Civil Division	HOPATCONG
Census Block Group	4
Census Block	4010
Census Tract	374800

Owner

31 Kynor Ave is owned and occupied by an individual.

Source: Sussex County and Hopatcong Borough records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	31 KYNOR AVE, STANHOPE, NJ 07874-2013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORPORATION
Feb 28, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Recording Date	May 5, 2026
Property Address	31 KYNOR AVE, STANHOPE, NJ 07874-2013
Document Number	0000008261
Book / Page	10452 / 1528
Instrument Date	Apr 24, 2026
Instrument	20268261
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 KYNOR AVE, STANHOPE, NJ 07874-2013

Mortgage

Document Number	0000008261,
Date	May 5, 2026
Book Page	10452/1528
Instrument	20268261

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	31 KYNOR AVE, STANHOPE, NJ 07874-2013
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC OH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0102981577
Date	Feb 28, 2024
Book Page	10298/1577
Instrument	2024003414

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 28, 2039

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	31 KYNOR AVE, STANHOPE, NJ 07874-2013
Transaction Type	Mortgage
Record Updated	Oct 27, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100200964
Date	Sep 3, 2021
Book Page	10020/964
Instrument	20210903010274690

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	176 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 31 Kynor Ave was $9,717, up 6.2% from the year before.

Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Hopatcong Borough
Unified School District	Hopatcong Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,900 (-) Land $116,000 Building $322,900	$438,900 (-) Land $116,000 Building $322,900
2025	$9,717.00 (+6.19%)	$438,900 Land $116,000 Building $322,900	$438,900 Land $116,000 Building $322,900
2024	$9,151.00
2023		$242,700 Land $74,500 Building $168,200	$242,700 Land $74,500 Building $168,200
2022	$8,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Kynor Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Kynor Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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