Worcester County and Worcester City property record for 31 Joseph St, Worcester, MA 01604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 996 sqft · built 1987 |
| Lot Size | 0.108 acres (4,718 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Nov 2023) |
| Tax Bill | $4,586 (2026) |
| Deeds & Mortgages | Mar 2025 Mortgage Nov 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-012-0006A |
| Primary APN | 38-012-0006A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 996 sqft Living Area |
| Gross Area | 1,608 sqft |
| 1st Floor Area | 488 sqft |
| Attic | Attic |
| Attic Area | 980 sqft |
| Basement Area | 480 sqft |
| Unfinished Basement | 480 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,718 sqft (0.108 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 38-012-0006A |
|---|---|
| Street Address | 31 JOSEPH ST |
| City | WORCESTER |
| State | MA |
| Zip | 01604-2361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL-7 |
| Legal Subdivision | S QUINSIGAMOND AVE |
| Legal Block | 12 |
| Legal Lot Number | 6A |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 732301 |
Source: Worcester County and Worcester City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 JOSEPH ST, WORCESTER, MA 01604-2361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2025 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 30, 2023 | Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 20, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Sep 3, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Dec 1, 2017 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2023 · Amount on File |
| Deed Sale | Nov 30, 2023 · Amount on File |
| Prior Sale | Aug 28, 2018 · Amount on File |
| Deed Book / Page | 69943 / 325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 31 JOSEPH ST, WORCESTER, MA 01604-2361 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 071733-164 |
|---|---|
| Date | Mar 13, 2025 |
| Book Page | 71733/164 |
| Instrument | 19412 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Nov 30, 2023 |
| Property Address | 31 JOSEPH ST, WORCESTER, MA 01604-2361 |
| Document Number | 069943-325 |
| Book / Page | 69943 / 325 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 100515 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 JOSEPH ST, WORCESTER, MA 01604-2361 |
| Document Number | 0000100516 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 100516 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 31 JOSEPH ST, WORCESTER, MA 01604-2361 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 062430-303 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 62430/303 |
| Instrument | 51398 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 31 JOSEPH ST, WORCESTER, MA 01604-2361 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 060983-337 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 60983/337 |
| Instrument | 89391 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | WORCESTER MA |
| Recording Date | Dec 1, 2017 |
| Property Address | 31 JOSEPH ST, WORCESTER, MA 01604-2361 |
| Document Number | 58130-131 |
| Book / Page | 058130 / 000131 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 134943 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 3, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $639.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386 |
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,586.00 (+5.43%) | $345,300 (+4.7%) Land $98,600 Building $246,700 | $349,845 |
| 2025 | $4,350.00 (+25.18%) | $329,800 (+36.11%) Land $93,900 Building $235,900 | |
| 2023 | $3,475.00 | $242,300 Land $81,700 Building $160,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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