Essex County and Fairfield Township property record for 31 John St, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 2,802 sqft · built 1974 |
| Lot Size | 0.345 acres (15,041 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $670,000 (Feb 2006) |
| Tax Bill | $12,082 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-03601-0000-00011 |
| Primary APN | 07-03601-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,802 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame |
| Lot Area | 15,041 sqft (0.345 acres) |
| Lot Dimensions | 138 ft deep x 109 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00001423 |
|---|---|
| Street Address | 31 JOHN ST |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-1436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 109X138 |
| Legal Subdivision | MAPLE PARK ESTATES |
| Legal Block | 3601 |
| Legal Lot Number | 11 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 5 |
| Census Block | 5045 |
| Census Tract | 21601 |
31 John St is owned and occupied by two individuals who bought it in February 2006.
Source: Essex County and Fairfield Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 JOHN ST, FAIRFIELD, NJ 07004-1436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Mar 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG |
| Feb 21, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2006 · Amount on File |
| Deed Sale | Feb 8, 2006 · Amount on File |
| Deed Book / Page | 6295 / 907 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 31 JOHN ST, FAIRFIELD, NJ 07004-1436 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000018965 |
|---|---|
| Date | Mar 27, 2023 |
| Instrument | 2023018965 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 9, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 31 JOHN ST, FAIRFIELD, NJ 07004-1436 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0000019415 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021019415 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 31 JAMES ST, MONTCLAIR, NJ 07042-2913 |
| Document Number | 0000038939 |
| Instrument Date | Mar 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2020 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 JOHN ST FAIRFIELD NJ 070041436, FAIRFIELD, NJ 07004-1436 |
| Document Number | 0000038939 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 38939 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 19, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 31 JAMES ST, MONTCLAIR, NJ 07042-2913 |
| Document Number | 0000023300 |
| Instrument Date | Feb 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 JOHN ST FAIRFIELD NJ 070041436, FAIRFIELD, NJ 07004-1436 |
| Document Number | 0000023300 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 23300 |
| Name | PROVIDENT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN BRUNO, CA 94066 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 14, 2038 |
The 2025 property tax bill for 31 John St was $12,082, down 2.6% from the year before.
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $583,000 (+0.41%) Land $283,100 Building $299,900 | $583,000 (+0.41%) Land $283,100 Building $299,900 | |
| 2025 | $12,082.00 (-2.57%) | $580,600 Land $283,100 Building $297,500 | $580,600 Land $283,100 Building $297,500 |
| 2024 | $12,401.00 | ||
| 2023 | $580,600 Land $283,100 Building $297,500 | $580,600 Land $283,100 Building $297,500 | |
| 2022 | $11,629.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 John St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 224 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 224 in force |
| Nearby Flood Claims | 724 (1978–2024) |
| Claims Outside the SFHA | 26 of 724 |
| Most Recent Claim | Jan 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 John St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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