31 John St, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 31 John St, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	1,311 sqft · built 1929
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$520,000 (Oct 2020)
Tax Bill	$11,628 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-01203-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`07-01203-0000-00008`
Alternative APNs	`070120300008` `025070`

Interior

Stories	1 Story
Building Area	1,311 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	136 ft deep x 57 ft wide

Location & Zoning

Account Number	025070
Street Address	31 JOHN ST
City	CLOSTER
State	NJ
Zip	07624
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	0.17 AC
Legal Block	1203
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	2
Census Block	2005
Census Tract	7001

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	31 JOHN ST, CLOSTER, NJ 07624
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 7, 2020	Deed, Transfer · Conventional Mortgage LAKELAND BANK
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 21, 2018	Deed of Trust, Mortgage · Line of Credit SANTANDER BK NA
Sep 29, 2017	Deed, Transfer NRT TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on Record
Deed Sale	Oct 7, 2020 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	202099722
Deed Book / Page	3753 / 1323
Prior Transfer Date	Aug 22, 2016
Prior Transfer Doc	0023821445
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	31 JOHN ST, CLOSTER, NJ 07624
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0056881621
Date	Dec 29, 2025
Book Page	5688/1621
Instrument	2025090534

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 7, 2020
Property Address	31 JOHN ST, CLOSTER, NJ 07624
Document Number	0037531323
Book / Page	3753 / 1323
Instrument Date	Jul 29, 2020
Instrument	20-099722
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,367.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 TUDOR HILL DRIVE, 5, VERONA, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 JOHN ST, CLOSTER, NJ 07624
Investor	Possibly a Property Investor

Mortgage

Document Number	20099723
Date	Oct 7, 2020
Instrument	20-099723

Lender

Name	LAKELAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	31 JOHN ST, CLOSTER, NJ 07624
Document Number	0036340122
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 JOHN ST CLOSTER NJ 07624, CLOSTER, NJ 07624

Mortgage

Document Number	0036340122
Date	Jun 29, 2020
Book Page	003634/000122
Instrument	20062158

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	31 JOHN ST, CLOSTER, NJ 07624
Document Number	0029902399
Instrument Date	Jun 21, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 JOHN ST CLOSTER NJ 07624, CLOSTER, NJ 07624

Mortgage

Document Number	0029902399
Date	Jul 9, 2018
Book Page	002990/002399
Instrument	48455

Lender

Name	SANTANDER BK NA
Type	Bank
Address	READING, PA 19601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

Interest

Rate Type	Adjustable Rate

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 29, 2017
Property Address	31 JOHN ST, CLOSTER, NJ 07624
Document Number	0027351997
Book / Page	02735 / 1997
Instrument Date	Sep 1, 2017
Instrument	17-072596
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	NRT TITLE

Transaction

Amount	Amount Recorded
Tax	$3,397.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 JOHN ST, 31, CLOSTER, NJ 07624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 JOHN ST, CLOSTER, NJ 07624

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$662,300 (+18.01%) Land $382,300 Building $280,000	$662,300 (+18.01%) Land $382,300 Building $280,000
2025	$11,628.00 (+7.03%)	$561,200 (+11.17%) Land $320,500 Building $240,700	$561,200 (+11.17%) Land $320,500 Building $240,700
2024	$10,864.00 (+1.44%)
2023		$504,800 Land $282,300 Building $222,500	$504,800 Land $282,300 Building $222,500
2022	$10,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	35 (1979–2021)
Claims Outside the SFHA	7 of 35
Most Recent Claim	Oct 2021 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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