31 Jerome Cir, Riverhead, NY 11901 Property Records

Suffolk County and Riverhead Town property record for 31 Jerome Cir, Riverhead, NY 11901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,076 sqft · built 2002
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$203,300 (May 2001)
Tax Bill	$12,289 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`473000 112.-1-1.3`

Property Details

APN / Parcel Number

Primary APN	`473000 112.-1-1.3`
Alternative APNs	`0600-112.00-01.00-001.003` `300011200000010010030000` `47300011934` `17`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,076 sqft Living Area
Gross Area	2,674 sqft
1st Floor Area	2,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,909 sqft (0.48 acres)
View / Lot	Canal
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	818 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	17
Street Address	31 JEROME CIR
City	RIVERHEAD
State	NY
Zip	11901-2367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	05
Legal Description	MAP OF HUBBARD ESTATES # 10395 FILED 2/9/00 LOT 3
Legal Subdivision	MAP OF HUBBARD ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	1
Census Block	1012
Census Tract	169904

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 JEROME CIR, RIVERHEAD, NY 11901-2367
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) TEACHERS FCU
Sep 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TEACHERS FCU
Jul 6, 2020	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage TEACHERS FED'L CU
Dec 9, 2016	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS FCU
Dec 9, 2016	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2001 · Amount on Record
Deed Sale	May 29, 2001 · Amount on Record
Deed Book / Page	12120 / 640
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	31 JEROME CIR, RIVERHEAD, NY 11901-2367
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233980345
Date	Mar 29, 2022
Book Page	23398/345
Instrument	DM074250

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	31 JEROME CIR, RIVERHEAD, NY 11901-2367
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231720647
Date	Sep 11, 2020
Book Page	23172/647
Instrument	DL025270

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

July 2020: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	31 JEROME CIR, RIVERHEAD, NY 11901-2367
Document Number	0231720648
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 JEROME CIR RIVERHEAD NY 119012367, RIVERHEAD, NY 11901-2367

Mortgage

Document Number	0231720648
Date	Sep 11, 2020
Book Page	023172/000648

Lender

Name	TEACHERS FED'L CU
Address	HAUPPAUGE, NY 11788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	31 JEROME CIR, RIVERHEAD, NY 11901-2367
Document Number	0227750222
Instrument Date	Dec 9, 2016
Transaction Type	Mortgage
Record Updated	Feb 15, 2017
Title Company	FIRST RESOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 JEROME CIR RIVERHEAD NY 119012367, RIVERHEAD, NY 11901-2367

Mortgage

Document Number	0227750222
Date	Jan 5, 2017
Book Page	022775/000222

Lender

Name	TEACHERS FCU
Type	Credit Union
Address	HAUPPAUGE, NY 11788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2047

December 2016: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	31 JEROME CIR, RIVERHEAD, NY 11901-2367
Document Number	0227750223
Instrument Date	Dec 9, 2016
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	FIRST RSRC TITLE AND ABSTRACT LLC, FIRST RSRC TITLE & ABS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 JEROME CIR RIVERHEAD NY 119012367, RIVERHEAD, NY 11901-2367

Mortgage

Document Number	0227750223
Date	Jan 5, 2017
Book Page	022775/000223

Lender

Name	TEACHERS FCU
Type	Credit Union
Address	HAUPPAUGE, NY 11788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Riverhead Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$60,400 (-) Land $9,300 Building $51,100	$740,196 (+13.85%) Land $113,971 Building $626,225
2024	$12,289.00
2023		$60,400 Land $9,300 Building $51,100	$650,162 Land $100,108 Building $550,054

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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