31 Jay St, Clifton, NJ 07013 Property Records

Passaic County and Clifton City property record for 31 Jay St, Clifton, NJ 07013

Property Summary

Property Type	Single Family Home
Details	2,080 sqft · built 1978
Lot Size	0.244 acres (10,624 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Aug 2004)
Tax Bill	$12,969 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0200032100030A`

Property Details

APN / Parcel Number

Primary APN	`0200032100030A`
Alternative APNs	`02-00032-01-00030-01` `02000320001000300001`

Interior

Stories	2 Stories
Building Area	2,080 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Construction Type	Frame
Lot Area	10,624 sqft (0.244 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	0200032100030A
Street Address	31 JAY ST
City	CLIFTON
State	NJ
Zip	07013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A3
Legal Block	32.1
Legal Lot Number	30.1
Jurisdiction	PASSAIC NJ
Township / Civil Division	CLIFTON
Census Block Group	3
Census Block	3009
Census Tract	124202

Owner

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 JAY ST, CLIFTON, NJ 07013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2004 · Amount on Record
Deed Sale	Aug 9, 2004 · Amount on Record
Deed Book / Page	825 / 69
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	31 JAY ST, CLIFTON, NJ 07013
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016080
Date	Mar 5, 2021
Book Page	M16907/131
Instrument	2021016080

Lender

Name	ALLIED MORTGAGE GROUP INC
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Clifton City
Unified School District	Clifton City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,600 (-) Land $76,200 Building $135,400	$211,600 (-) Land $76,200 Building $135,400
2025	$12,969.00 (+3.25%)	$211,600 (-) Land $76,200 Building $135,400	$211,600 (-) Land $76,200 Building $135,400
2024	$12,561.00 (+9.56%)
2023		$211,600 Land $76,200 Building $135,400	$211,600 Land $76,200 Building $135,400
2022	$11,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20