31 James St, Woburn, MA 01801 Property Records

Middlesex County and Woburn City property record for 31 James St, Woburn, MA 01801

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,340 sqft · built 1925
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$900,000 (Dec 2024)
Tax Bill$6,632 (2025)
Deeds & MortgagesMar 2026 Mortgage
Jun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN206946354122 0

Property Details

APN / Parcel Number

Primary APN206946354122 0
Alternative APN
  • WOBU M:43 B:07 L:11 U:00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,340 sqft Living Area
Gross Area4,412 sqft
1st Floor Area1,170 sqft
Basement Area1,170 sqft
Unfinished Basement1,170 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleTudor
Exterior MaterialBrick
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Deck AreaDeck Area
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number206946354122 0
Street Address31 JAMES ST
CityWOBURN
StateMA
Zip01801-3031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Block7
Legal Lot Number11
JurisdictionWOBURN MA
Township / Civil DivisionWOBURN
Census Block Group2
Census Block2005
Census Tract333502

Owner

31 James St is owned and occupied by two individuals who bought it in December 2024.

Source: Middlesex County and Woburn City records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address31 JAMES ST, WOBURN, MA 01801-3031
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2026Deed of Trust, Mortgage · ARM
GENERAL MTG CAP CORP
Jun 7, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2024 · Amount on File
Deed SaleDec 20, 2024 · Amount on File
Deed Document Number2024146288
Deed Book / Page83612 / 127
Prior Transfer DateJul 30, 2024
Prior Transfer Doc083086-326
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOBURN MA
Property Address31 JAMES ST, WOBURN, MA 01801-3031
Transaction TypeMortgage
Record UpdatedApr 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number085370-319
DateMar 23, 2026
Book Page85370/319
Instrument31244
Lender
NameGENERAL MTG CAP CORP
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.5%
Type Change DateApr 1, 2033
IndexOther

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOBURN MA
Property Address31 JAMES ST, WOBURN, MA 01801-3031
Document Number71170-144
Instrument DateJun 7, 2018
Transaction TypeMortgage
Record UpdatedJul 10, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 JAMES ST WOBURN MA 018013031, WOBURN, MA 01801-3031

Mortgage

Document Number71170-144
DateJun 18, 2018
Book Page071170/000144
Instrument87165
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 17, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 31 James St was $6,632, up 12.9% from the year before.

Source: Middlesex County and Woburn City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWoburn City
Unified School DistrictWoburn School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,632.00 (+12.87%)$776,600 (+6.53%) Land $291,400 Building $485,200$848,730 (+2.37%)
2024$5,876.00 (-1.18%)$729,000 (+6.66%) Land $277,500 Building $451,500$829,065
2023$5,946.00$683,500 Land $252,300 Building $431,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 James St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 James St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWOBURN WATER DEPT.
serves 40,876 people · EPA ID MA3347000
Water SourcePurchased surface water from MWRA
Last State InspectionAug 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number