31 James St, Lawrence, MA 01843 Property Records

Essex County and Lawrence City property record for 31 James St, Lawrence, MA 01843

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,541 sqft · built 1920
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Sep 2001)
Tax Bill	$5,628 (2026)
Deeds & Mortgages	Jun 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`177 0000 0008 A`

Property Details

APN / Parcel Number

Primary APN	`177 0000 0008 A`
Alternative APN	`LAWR M:0177 B:0000 L:0008`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,541 sqft Living Area
Gross Area	4,759 sqft
Basement Area	1,155 sqft
Unfinished Basement	1,155 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	177 0000 0008 A
Street Address	31 JAMES ST
City	LAWRENCE
State	MA
Zip	01843-1939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	8
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	4
Census Block	4005
Census Tract	251800

Owner

31 James St is owned and occupied by an individual who acquired it in June 2022.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	31 JAMES ST, LAWRENCE, MA 01843-1939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2001 · Amount on File
Deed Sale	Sep 27, 2001 · Amount on File
Prior Sale	Jul 19, 2001 · Amount on File
Last Transfer Date	Jun 16, 2022
Transfer Doc	0017483-40
Record Updated	Oct 29, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Jun 22, 2022
Property Address	31 JAMES ST, LAWRENCE, MA 01843-1939
Document Number	0017483-38
Book / Page	17483 / 38
Instrument Date	Jun 16, 2022
Instrument	14709
Transaction Type	Transfer
Record Updated	Jul 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 JAMES ST, LAWRENCE, MA 01843-1939

Mortgage

Document Number	0017483-40
Date	Jun 22, 2022
Book Page	17483/40
Instrument	14710

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 31 James St was $5,628, up 5% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,628.00 (+5.02%)	$651,400 (+6.96%) Land $218,400 Building $433,000	$684,768 (-11.04%)
2025	$5,359.00 (+16.17%)	$609,000 (+22.12%) Land $193,400 Building $415,600	$769,785
2024	$4,613.00 (-4.04%)	$498,700 (+5.41%) Land $163,300 Building $335,400
2023	$4,807.00	$473,100 Land $145,600 Building $327,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 James St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1990–2014)
Most Recent Claim	Mar 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 James St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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