31 Jacobs Ct E, Saint Peters, MO 63376 Property Records

St. Charles County property record for 31 Jacobs Ct E, Saint Peters, MO 63376 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,656 sqft · built 2002
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$218,000 (Jan 2003)
Tax Bill	$5,447 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T022500286`

Property Details

APN / Parcel Number

Primary APN	`T022500286`
Alternative APN	`2-0066-8911-00-0133.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,656 sqft Living Area
Gross Area	4,600 sqft
1st Floor Area	2,656 sqft
Basement Area	1,334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	190 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T022500286
Street Address	31 JACOBS CT E
City	SAINT PETERS
State	MO
Zip	63376-7797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNIAL PK #1 LOT 133
Legal Subdivision	PENNIAL PK #1
Legal Lot Number	133
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	1
Census Block	1005
Census Tract	311739

Owner

Source: St. Charles County records · APN T022500286

Assessment roll updated August 13, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31 JACOBS CT E, SAINT PETERS, MO 63376-7797
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FEDERAL CREDIT UNION
Apr 12, 2022	Deed of Trust, Mortgage WEST COMMUNITY CU
Mar 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 01, 2017	Deed of Trust, Mortgage · Line of Credit ANHEUSER BUSCH EMPS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 22, 2003 · Amount on Record
Deed Sale	Jan 22, 2003 · Amount on Record
Prior Sale	Jun 25, 2002 · Amount on Record
Deed Document Number	200311526
Deed Book / Page	3218 / 1716
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Apr 21, 2026
Property Address	31 JACOBS CT E, SAINT PETERS, MO 63376-7797
Document Number	0000018320
Instrument Date	Apr 01, 2026
Instrument	202618320
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 JACOBS CT E, SAINT PETERS, MO 63376-7797

Mortgage

Document Number	0000018320,
Date	Apr 21, 2026
Instrument	202618320

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 15, 2046

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	31 JACOBS CT E, SAINT PETERS, MO 63376-7797
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 JACOBS CT E, SAINT PETERS, MO 63376-7797

Mortgage

Document Number	0000021009
Date	Apr 12, 2022
Instrument	2022R-021009

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 01, 2032

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	31 JACOBS CT E, SAINT PETERS, MO 63376-7797
Transaction Type	Mortgage
Record Updated	Apr 05, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 JACOBS CT E, SAINT PETERS, MO 63376-7797

Mortgage

Document Number	2021R024255
Date	Mar 19, 2021
Instrument	2021R-024255

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	31 JACOBS CT E, SAINT PETERS, MO 63376-7797
Document Number	0067411996
Book / Page	006741 / 001996
Instrument Date	May 01, 2017
Transaction Type	Mortgage
Record Updated	May 18, 2017
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 JACOBS CT E ST PETERS MO 633767797, ST PETERS, MO 63376-7797

Mortgage

Document Number	0067411996
Date	May 10, 2017
Book Page	006741/001996
Instrument	286100

Lender

Name	ANHEUSER BUSCH EMPS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 09, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,447.00 (+4.97%)	$85,028 (+8.11%)	$447,518 (+8.11%) Land $80,000 Building $367,518
2024	$5,189.00
2023		$78,653
2022			$413,965 Land $60,000 Building $353,965

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833117391, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 488 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
WH i3B Bidco LLC/WH i3B Topco	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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