31 Jackson Cir, Festus, MO 63028 Property Records

Jefferson County property record for 31 Jackson Cir, Festus, MO 63028

Property Summary

Property Type	Townhouse
Details	1,413 sqft · built 2014
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,500 (Nov 2025)
Tax Bill	$1,891 (2025)
Deeds & Mortgages	Dec 2025 Transfer Nov 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-1.0-12.0-0-007-006.33`

Property Details

APN / Parcel Number

Primary APN	`18-1.0-12.0-0-007-006.33`
Alternative APN	`1810120 00700633`

Interior

Stories	1 Story
Building Area	1,413 sqft Living Area
Gross Area	1,813 sqft
1st Floor Area	1,413 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Townhouse
Construction Type	Frame
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft

Location & Zoning

Street Address	31 JACKSON CIR
City	FESTUS
State	MO
Zip	63028-4201
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	SAWYERS RIDGE LOT 19 LOT SPLIT LOT 19A
Legal Range	5E
Legal Township	40N
Legal Section	12
Legal Subdivision	SAWYERS RIDGE
Legal Block	3
Legal Lot Number	19A
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	3
Census Block	3021
Census Tract	700900

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 JACKSON CIR, FESTUS, MO 63028-4201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Correction Deed
Nov 20, 2025	Beneficiary Deed, Transfer
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2025 · Amount on Record
Deed Sale	Nov 20, 2025 · Amount on Record
Prior Sale	Apr 8, 2014 · Amount on Record
Deed Document Number	202530285
Prior Transfer Date	Nov 19, 2025
Prior Transfer Doc	0000030287
Record Updated	Oct 29, 2026

December 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 22, 2025
Property Address	31 JACKSON CIR, FESTUS, MO 63028-4201
Document Number	0000033550
Map Reference	DOC 2014P-000006
Instrument Date	Dec 19, 2025
Instrument	2025R-033550
Record Updated	Jan 6, 2026

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 N TRUMAN BLVD, CRYSTAL CITY, MO 63019-1324

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 JACKSON CIR, FESTUS, MO 63028-4201

November 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 20, 2025
Property Address	31 JACKSON CIR, FESTUS, MO 63028-4201
Document Number	0000030287
Map Reference	MB 267 PG 12
Instrument Date	Nov 19, 2025
Instrument	2025R-030287
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	31 JACKSON CIR, FESTUS, MO 63028-4201

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Nov 20, 2025
Property Address	31 JACKSON CIR, FESTUS, MO 63028-4201
Document Number	0000030285
Map Reference	MB 267 PG 12
Instrument Date	Nov 19, 2025
Instrument	2025R-030285
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	703 N TRUMAN BLVD, CRYSTAL CITY, MO 63019-1324

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	31 JACKSON CIR, FESTUS, MO 63028-4201

Mortgage

Document Number	0000030286
Date	Nov 20, 2025
Instrument	2025R-030286

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year CMT
Max Rate	11.5%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,500 (-) Land $4,600 Building $31,900	$191,900 (-) Land $24,200 Building $167,700
2025	$1,891.00 (+0.53%)	$36,500 (+9.28%) Land $4,600 Building $31,900	$191,900 (-) Land $24,200 Building $167,700
2024			$191,900 (+9.28%) Land $24,200 Building $167,700
2023	$1,881.00	$33,400 Land $4,600 Building $28,800	$175,600 Land $24,200 Building $151,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1982–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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