31 Jackson Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 31 Jackson Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,130 sqft · built 1949
Lot Size	0.215 acres (9,374 sqft)
Owner	2 Individual Names on File
Last Sale	$1,410,000 (Nov 2023)
Tax Bill	$17,077 (2024)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 6 more
APN	`04-00071-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`04-00071-0000-00006`
Alternative APNs	`040007100006` `30129008`

Interior

Stories	1 Story
Building Area	2,130 sqft Living Area
1st Floor Area	2,130 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	9,374 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	30129008
Street Address	31 JACKSON AVE
City	CHATHAM
State	NJ
Zip	07928-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	CHATHAM MANOR
Legal Block	71
Legal Lot Number	6
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	3
Census Block	3010
Census Tract	42700

Owner

31 Jackson Ave is owned and occupied by two individuals who bought it in November 2023.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 JACKSON AVE, CHATHAM, NJ 07928-2618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Nov 28, 2023	Deed, Transfer · Conventional Mortgage CITIBANK NA
Jan 16, 2019	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
May 28, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Oct 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK
Aug 8, 2017	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023 · Amount on File
Deed Sale	Nov 28, 2023 · Amount on File
Prior Sale	Oct 24, 2012 · Amount on File
Deed Document Number	202345359
Deed Book / Page	24686 / 33
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	31 JACKSON AVE, CHATHAM, NJ 07928-2618
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 JACKSON AVE, CHATHAM, NJ 07928-2618

Mortgage

Document Number	0250421354
Date	Jan 8, 2026
Book Page	25042/1354
Instrument	2026000855

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	SOFR Average 30-Day
Max Rate	10%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Nov 28, 2023
Property Address	31 JACKSON AVE, CHATHAM, NJ 07928-2618
Document Number	0246860033
Book / Page	24686 / 33
Instrument Date	Nov 15, 2023
Instrument	2023045359
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,636.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 JACKSON AVE, CHATHAM, NJ 07928-2618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 JACKSON AVE, CHATHAM, NJ 07928-2618

Mortgage

Document Number	2023045361
Date	Nov 28, 2023
Instrument	2023045361

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Max Rate	11.2%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	31 JACKSON AVE, CHATHAM, NJ 07928-2618
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234790086
Date	Jan 16, 2019
Book Page	23479/0086
Instrument	2019002544

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	31 JACKSON AVE, CHATHAM, NJ 07928-2618
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0237811540
Date	May 28, 2020
Book Page	23781/1540
Instrument	2020032573

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	31 JACKSON AVE, CHATHAM, NJ 07928-2618
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0237420337
Date	Mar 31, 2020
Book Page	23742/337
Instrument	2020019676

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	31 JACKSON AVE, CHATHAM, NJ 07928-2618
Document Number	0232381417
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	TITLE VEST

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 JACKSON AVE CHATHAM NJ 079282618, CHATHAM, NJ 07928-2618

Mortgage

Document Number	0232381417
Date	Nov 9, 2017
Book Page	023238/001417
Instrument	67748

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2047

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	31 JACKSON AVE, CHATHAM, NJ 07928-2618
Document Number	0232881417
Instrument Date	Oct 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	TITLE VEST

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 JACKSON AVE CHATHAM NJ 079282618, CHATHAM, NJ 07928-2618

Mortgage

Document Number	0232881417
Date	Nov 9, 2017
Book Page	023288/001417
Instrument	67748

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2047

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	31 JACKSON AVE, CHATHAM, NJ 07928-2618
Document Number	0231900229
Book / Page	023190 / 000229
Instrument Date	Aug 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 8, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 JACKSON AVE CHATHAM NJ 079282618, CHATHAM, NJ 07928-2618

Mortgage

Document Number	0231900229
Date	Aug 22, 2017
Book Page	023190/000229
Instrument	50726

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,054,800 (-) Land $665,400 Building $389,400	$1,054,800 (-) Land $665,400 Building $389,400
2025		$1,054,800 Land $665,400 Building $389,400	$1,054,800 Land $665,400 Building $389,400
2024	$17,077.00
2023		$1,054,800 (+48.1%) Land $665,400 Building $389,400	$1,054,800 (+48.1%) Land $665,400 Building $389,400
2022	$15,547.00 (+2.16%)	$712,200 Land $483,000 Building $229,200	$712,200 Land $483,000 Building $229,200
2021	$15,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 31 Jackson Ave; there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1999–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Jackson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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