31 Irwin Ct, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 31 Irwin Ct, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,984 sqft · built 1950
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Oct 2010)
Tax Bill	$4,051 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2021 Refinance + 2 more
APN	`WINC M:5B1 B:0 L:9`

Property Details

APN / Parcel Number

Primary APN	`WINC M:5B1 B:0 L:9`
Alternative APN	`WCDN M:5B1 B:0 L:9`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,984 sqft Living Area
Gross Area	4,025 sqft
Basement Area	1,010 sqft
Unfinished Basement	1,010 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	31 IRWIN CT
City	WINCHENDON
State	MA
Zip	01475-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	THOMAS J & JAMIE CONNOR
Legal Lot Number	9
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	1
Census Block	1086
Census Tract	702202

Owner

31 Irwin Ct is owned and occupied by an individual who bought it in October 2010.

Source: Worcester County and Winchendon Town records, as of October 14, 2026

Owner of Record	Individual Name on File
Mailing Address	31 IRWIN CT, WINCHENDON, MA 01475-1503
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit GFA FEDERAL CREDIT UNION
Jul 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS LENDING INC
Jun 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Jun 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2010 · Amount on File
Deed Sale	Oct 22, 2010 · Amount on File
Prior Sale	Mar 16, 2010 · Amount on File
Deed Document Number	2010116978
Deed Book / Page	46518 / 312
Transfer Doc	44848-327
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Recording Date	Sep 23, 2026
Property Address	31 IRWIN CT, WINCHENDON, MA 01475-1503
Document Number	0000083327
Book / Page	74204 / 141
Instrument Date	Sep 18, 2026
Instrument	202683327
Transaction Type	Mortgage
Record Updated	Oct 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 IRWIN CT, WINCHENDON, MA 01475-1503

Mortgage

Document Number	0000083327,
Date	Sep 23, 2026
Book Page	74204/141
Instrument	202683327

Lender

Name	GFA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	31 IRWIN CT, WINCHENDON, MA 01475-1503
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00065590-5
Date	Jul 12, 2021
Book Page	65590/5
Instrument	96484

Lender

Name	STEARNS LENDING INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	31 IRWIN CT, WINCHENDON, MA 01475-1503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60635-361
Date	Jun 28, 2019
Book Page	60635/361
Instrument	61908

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	31 IRWIN CT, WINCHENDON, MA 01475-1503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62553-95
Date	Jun 9, 2020
Book Page	62553/95
Instrument	59612

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 31 Irwin Ct was $4,051, up 2.7% from the year before.

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,051.00 (+2.74%)	$344,800 (+9.67%) Land $37,500 Building $307,300	$332,975 (+13.14%)
2024	$3,943.00 (+1.44%)	$314,400 (+8.38%) Land $36,000 Building $278,400	$294,310
2023	$3,887.00	$290,100 Land $35,200 Building $254,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 31 Irwin Ct; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Irwin Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000
Water Source	Purchased surface water from ASH/WIN JOINT WATER AUTHORITY
Last State Inspection	Dec 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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