31 Hyder St, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 31 Hyder St, Westborough, MA 01581

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,138 sqft · built 1967
Lot Size	0.41 acres (17,851 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Mar 2009)
Tax Bill	$9,537 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WBOR M:0013 B:000041 L:0`

Property Details

APN / Parcel Number

Primary APN	`WBOR M:0013 B:000041 L:0`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,138 sqft Living Area
Gross Area	2,540 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,851 sqft (0.41 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	31 HYDER ST
City	WESTBOROUGH
State	MA
Zip	01581-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	41
Jurisdiction	WESTBOROUGH MA
Township / Civil Division	WESTBOROUGH
Census Block Group	1
Census Block	1022
Census Tract	742402

Owner

Source: Worcester County and Westborough Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 HYDER ST, WESTBOROUGH, MA 01581-3723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Jan 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ZILLOW HOME LOANS LLC
May 25, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Feb 14, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Nov 15, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) TD BANK NA
Nov 2, 2020	Quit Claim Deed, Transfer ROSS MTG CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2009 · Amount on Record
Deed Sale	Mar 19, 2009 · Amount on Record
Deed Book / Page	43959 / 343
Last Transfer Date	Oct 27, 2020
Transfer Doc	63648-198
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Recording Date	Jun 3, 2026
Property Address	31 HYDER ST, WESTBOROUGH, MA 01581-3723
Document Number	073666-310
Book / Page	73666 / 310
Instrument Date	May 9, 2026
Instrument	202644412
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 HYDER ST, WESTBOROUGH, MA 01581-3723

Mortgage

Document Number	0000044412,
Date	Jun 3, 2026
Book Page	73666/310
Instrument	202644412

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	31 HYDER ST, WESTBOROUGH, MA 01581-3723
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064251-179
Date	Jan 19, 2021
Book Page	64251/179
Instrument	7667

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	31 HYDER ST, WESTBOROUGH, MA 01581-3723
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	065238-223
Date	May 25, 2021
Book Page	65238/223
Instrument	72003

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2046

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	31 HYDER ST, WESTBOROUGH, MA 01581-3723
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067109-284
Date	Feb 14, 2022
Book Page	67109/284
Instrument	17281

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	31 HYDER ST, WESTBOROUGH, MA 01581-3723
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069881-113
Date	Nov 15, 2023
Book Page	69881/113
Instrument	95482

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2038

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	Nov 2, 2020
Property Address	31 HYDER ST, WESTBOROUGH, MA 01581-3723
Document Number	63648-198
Book / Page	063648 / 000198
Instrument Date	Oct 27, 2020
Instrument	132207
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 HYDER ST ST WESTBOROUGH MA 01581, WESTBOROUGH, MA 01581

Mortgage

Document Number	63648-201
Date	Nov 2, 2020
Book Page	063648/000201
Instrument	132208

Lender

Name	ROSS MTG CO INC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westborough Town
Unified School District	Westborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,537.00 (+5.97%)	$598,700 (+8.36%) Land $352,600 Building $246,100	$634,787 (+15.19%)
2025	$9,000.00 (+5.35%)	$552,500 (+6.13%) Land $329,500 Building $223,000	$551,095 (+4.5%)
2024	$8,543.00 (+3.74%)	$520,600 (+6.46%) Land $313,700 Building $206,900	$527,345
2023	$8,235.00	$489,000 Land $295,800 Building $193,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: SELCO.

Cell Coverage

5G (outdoors only) and 4G LTE

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