31 Hughes Pl, Summit, NJ 07901 Property Records

Union County and Summit City property record for 31 Hughes Pl, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1958
Lot Size	0.138 acres (6,011 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Apr 2021)
Tax Bill	$9,483 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-04201-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`18-04201-0000-00001`
Alternative APNs	`1800031000000001` `180420100001`

Interior

Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,011 sqft (0.138 acres)

Location & Zoning

Old Parcel Number	1800031000000001
Street Address	31 HUGHES PL
City	SUMMIT
State	NJ
Zip	07901-3315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	4201
Legal Lot Number	1
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2005
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 HUGHES PL, SUMMIT, NJ 07901-3315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit ATLANTIC FUNDING GROUP
Aug 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ATLANTIC FCU
Apr 19, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 28, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2021 · Amount on Record
Deed Sale	Apr 19, 2021 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Document Number	20213796
Deed Book / Page	6409 / 2598
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	31 HUGHES PL, SUMMIT, NJ 07901-3315
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086380
Date	Dec 15, 2025
Instrument	86380

Lender

Name	ATLANTIC FUNDING GROUP
Type	Mortgage Company
Address	KENILWORTH, NJ 07033

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 14, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	31 HUGHES PL, SUMMIT, NJ 07901-3315
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154062202
Date	Aug 31, 2023
Book Page	15406/2202
Instrument	55813

Lender

Name	ATLANTIC FCU
Type	Credit Union
Address	KENILWORTH, NJ 07033

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2038

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Apr 19, 2021
Property Address	31 HUGHES PL, SUMMIT, NJ 07901-3315
Document Number	0064092598
Book / Page	6409 / 2598
Instrument Date	Mar 31, 2021
Instrument	3796
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 VIRGINIA ST, SOUTH RIVER, NJ 08882-1456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 HUGHES PL, SUMMIT, NJ 07901-3315

Mortgage

Document Number	0000009974
Date	Apr 19, 2021
Instrument	9974

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Aug 28, 2020
Property Address	31 HUGHES PL, SUMMIT, NJ 07901-3315
Document Number	0063792832
Book / Page	006379 / 002832
Instrument Date	Aug 18, 2020
Instrument	327444
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10 VIRGINIA ST SOUTH RIVER NJ 088821456, SOUTH RIVER, NJ 08882-1456

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,100 (-) Land $96,600 Building $115,500	$212,100 (-) Land $96,600 Building $115,500
2025	$9,483.00 (+2.64%)	$212,100 (-) Land $96,600 Building $115,500	$212,100 (-) Land $96,600 Building $115,500
2024	$9,239.00 (+1.71%)
2023		$212,100 Land $96,600 Building $115,500	$212,100 Land $96,600 Building $115,500
2022	$9,084.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1999–2021)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T, T-Mobile.

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