31 Howells Rd, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 31 Howells Rd, Belmont, MA 02478

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,506 sqft · built 1930
Lot Size	0.377 acres (16,430 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,135,000 (Nov 2019)
Tax Bill	$14,146 (2025)
Deeds & Mortgages	Sep 2022 Transfer Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BELM M:48 P:000015 S`

Property Details

APN / Parcel Number

Primary APN	`BELM M:48 P:000015 S`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,506 sqft Living Area
1st Floor Area	1,040 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	16,430 sqft (0.377 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	31 HOWELLS RD
City	BELMONT
State	MA
Zip	02478-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SA
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	3
Census Block	3015
Census Tract	357800

Owner

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	31 HOWELLS RD, BELMONT, MA 02478-2031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 14, 2019	Quit Claim Deed, Transfer TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2019 · Amount on Record
Deed Sale	Nov 14, 2019 · Amount on Record
Prior Sale	Sep 20, 1984 · Amount on Record
Deed Document Number	20191828547
Last Transfer Date	Aug 25, 2022
Transfer Doc	0001923844
Record Updated	Sep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Sep 27, 2022
Property Address	31 HOWELLS RD, BELMONT, MA 02478-2031
Document Number	0001923844
Instrument Date	Aug 25, 2022
Instrument	1923844
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 HOWELLS RD, BELMONT, MA 02478-2031

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Nov 14, 2019
Property Address	31 HOWELLS RD, BELMONT, MA 02478-2031
Document Number	0000028547
Instrument Date	Nov 8, 2019
Instrument	28547
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,175.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 HOWELLS RD BELMONT MA 024782031, BELMONT, MA 02478-2031

Mortgage

Document Number	28548
Date	Nov 14, 2019
Instrument	28548

Lender

Name	TD BK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2049

Tax Assessment & Valuation

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,146.00 (+8.22%)	$1,242,000 (+6.79%) Land $992,000 Building $250,000	$1,634,475 (+8.98%)
2024			$1,499,765
2023	$13,072.00	$1,163,000 Land $1,027,000 Building $136,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1985–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Tropical Storm Henri

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Howells Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures