31 Howard St, Milford, MA 01757 Property Records

Worcester County and Milford Town property record for 31 Howard St, Milford, MA 01757

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,730 sqft · built 1952
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (May 2013)
Tax Bill$5,491 (2025)
Deeds & MortgagesJul 2022 Line of Credit
Flood ZoneZone AE (high risk)
APNMILF M:58 B:000 L:4

Property Details

APN / Parcel Number

Primary APNMILF M:58 B:000 L:4

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area1,730 sqft Living Area
Gross Area2,998 sqft
Basement Area532 sqft
Unfinished Basement532 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1979
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area435,600 sqft (10 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address31 HOWARD ST
CityMILFORD
StateMA
Zip01757-3678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIB
Legal Lot Number4
JurisdictionMILFORD MA
Township / Civil DivisionMILFORD
Census Block Group1
Census Block1006
Census Tract744201

Owner

31 Howard St is owned and occupied by two individuals who bought it in May 2013.

Source: Worcester County and Milford Town records, as of April 14, 2026

Owner of Record2 Individual Names on File
Mailing Address31 HOWARD ST, MILFORD, MA 01757-3678
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2013 · Amount on File
Deed SaleMay 29, 2013 · Amount on File
Prior SaleMay 29, 2013 · Amount on File
Deed Book / Page50948 / 222
Transfer Doc5094000222
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILFORD MA
Property Address31 HOWARD ST, MILFORD, MA 01757-3678
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number067996-350
DateJul 29, 2022
Book Page67996/350
Instrument83983
Lender
NameMILFORD FSB
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueAug 1, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 31 Howard St was $5,491, up 1.6% from the year before.

Source: Worcester County and Milford Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionMilford Town
Unified School DistrictMilford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,491.00 (+1.59%)$429,000 (+5.48%) Land $169,500 Building $259,500$500,080
2024$5,405.00 (+2.64%)$406,700 (+11.61%) Land $164,400 Building $242,300
2023$5,266.00$364,400 Land $141,700 Building $222,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Howard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Howard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILFORD WATER DEPARTMENT
serves 30,379 people · EPA ID MA2185000
Water SourceSurface water
Last State InspectionMay 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Howard St

Nearby Streets

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