Middlesex County and Acton Town property record for 31 Hosmer St, Acton, MA 01720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,329 sqft · built 1941 |
| Lot Size | 0.939 acres (40,922 sqft) |
| Owner | Individual Name on File |
| Last Sale | $570,000 (Aug 2015) |
| Tax Bill | $14,910 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ACTO M:00G4 B:0110 L:0000 |
| Primary APN | ACTO M:00G4 B:0110 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,329 sqft Living Area |
| Gross Area | 4,639 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,922 sqft (0.939 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 31 HOSMER ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-5532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | PATRICK J MCGINNIS |
| Legal Block | 110 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 363104 |
Source: Middlesex County and Acton Town records · APN ACTO M:00G4 B:0110 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 HOSMER ST, ACTON, MA 01720-5532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC |
| Jul 06, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) WORKERS CU |
| Jul 23, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) WORKERS CU |
| Oct 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WORKERS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 17, 2015 · Amount on Record |
| Deed Sale | Aug 17, 2015 · Amount on Record |
| Prior Sale | Sep 12, 2006 · Amount on Record |
| Deed Book / Page | 65922 / 465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 31 HOSMER ST, ACTON, MA 01720-5532 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00077019-1 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 77019/1 |
| Instrument | 38774 |
| Name | ROSS MORTGAGE COMPANY INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 31 HOSMER ST, ACTON, MA 01720-5532 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 081741-265 |
|---|---|
| Date | Jul 06, 2023 |
| Book Page | 81741/265 |
| Instrument | 73925 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 31 HOSMER ST, ACTON, MA 01720-5532 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 084395-559 |
|---|---|
| Date | Jul 23, 2025 |
| Book Page | 84395/559 |
| Instrument | 86296 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 31 HOSMER ST, ACTON, MA 01720-5532 |
| Document Number | 71753-171 |
| Instrument Date | Oct 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 31 HOSMER ST ACTON MA 017205532, ACTON, MA 01720-5532 |
| Document Number | 71753-171 |
|---|---|
| Date | Oct 16, 2018 |
| Book Page | 071753/000171 |
| Instrument | 159192 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 15, 2038 |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,910.00 (+6.15%) | $869,400 (+3.18%) Land $329,800 Building $539,600 | $926,820 (+4.69%) |
| 2024 | $14,046.00 (-1.59%) | $842,600 (+3.67%) Land $329,800 Building $512,800 | $885,305 |
| 2023 | $14,273.00 | $812,800 Land $300,000 Building $512,800 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1981) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1981 · rainfall accumulation |
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Listed Area | Within Davis, Isaac, Trail listed 1972 · 1 contributing resources · NRIS 72001347 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 64 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ACTON WATER SUPPLY DISTRICT serves 21,285 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Oct 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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