Warwick City property record for 31 Holden St, Warwick, RI 02889
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,446 sqft · built 1950 |
| Lot Size | 0.144 acres (6,267 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $48,500 (Jun 1990) |
| Tax Bill | $4,638 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Apr 2023 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 35905050000 |
| Primary APN | 35905050000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,446 sqft Living Area |
| Gross Area | 2,682 sqft |
| 1st Floor Area | 1,086 sqft |
| Attic | Attic |
| Attic Area | 720 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,267 sqft (0.144 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 142296 |
|---|---|
| Street Address | 31 HOLDEN ST |
| City | WARWICK |
| State | RI |
| Zip | 02889-4256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A7 |
| Legal Block | 505 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21700 |
31 Holden St is owner-occupied and held in a trust since April 2023.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 31 HOLDEN ST, WARWICK, RI 02889-4256 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 9, 2021 | Deed of Trust, Mortgage · Line of Credit BANK RHODE ISLAND |
| Apr 14, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 1990 · Amount on File |
| Deed Sale | Jun 18, 1990 · Amount on File |
| Last Transfer Date | Apr 7, 2023 |
| Transfer Doc | 010307-325 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 31 HOLDEN ST, WARWICK, RI 02889-4256 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010029-281 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 10029/281 |
| Instrument | 24576 |
| Name | BANK RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Jan 1, 2062 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Apr 14, 2023 |
| Property Address | 31 HOLDEN ST, WARWICK, RI 02889-4256 |
| Document Number | 010307-325 |
| Book / Page | 10307 / 325 |
| Instrument Date | Apr 7, 2023 |
| Instrument | 3534 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
The 2025 property tax bill for 31 Holden St was $4,638.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,638.00 | $365,200 Land $99,000 Building $266,200 | |
| 2024 | $328,890 | ||
| 2023 | $4,288.00 (+13.05%) | $302,200 (+49.23%) Land $81,800 Building $220,400 | |
| 2022 | $3,793.00 | $202,500 Land $45,100 Building $157,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Holden St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 58 (1978–2021) |
| Claims Outside the SFHA | 6 of 58 |
| Most Recent Claim | Oct 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Holden St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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