31 Hillcrest Ave, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 31 Hillcrest Ave, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,328 sqft · built 1957
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on File
Last Sale	$700,000 (May 2025)
Tax Bill	$10,185 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00043-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`31-00043-0000-00008`
Alternative APNs	`310004300008` `086500`

Interior

Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	80 ft deep x 50 ft wide

Location & Zoning

Account Number	086500
Street Address	31 HILLCREST AVE
City	LODI
State	NJ
Zip	07644-2958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X80
Legal Subdivision	BOROUGH/LODI
Legal Block	43
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1003
Census Tract	30401

Owner

31 Hillcrest Ave is owned and occupied by two individuals who bought it in May 2025.

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 HILLCREST AVE, LODI, NJ 07644-2958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2017	Deed of Trust, Mortgage PNC BANK NA
Feb 4, 2020	Deed, Transfer · Stand-Alone First Mortgage A & D MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2025 · Amount on File
Deed Sale	May 20, 2025 · Amount on File
Prior Sale	Jan 13, 1997 · Amount on File
Deed Document Number	202535657
Deed Book / Page	5508 / 1746
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	31 HILLCREST AVE, LODI, NJ 07644-2958
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026311350
Date	Jun 7, 2017
Book Page	02631/1350
Instrument	17-043748

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Amount	Amount on Record

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 4, 2020
Property Address	31 HILLCREST AVE, LODI, NJ 07644-2958
Document Number	0034901095
Book / Page	3490 / 1095
Instrument Date	Oct 3, 2019
Instrument	2020012979
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 HILLCREST AVE, LODI, NJ 07644-2958

Mortgage

Document Number	2020012980
Date	Feb 4, 2020
Instrument	2020012980

Lender

Name	A & D MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	349 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 31 Hillcrest Ave was $10,185, up 5.6% from the year before.

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,700 (-) Land $153,000 Building $134,700	$287,700 (-) Land $153,000 Building $134,700
2025	$10,185.00 (+5.62%)	$287,700 Land $153,000 Building $134,700	$287,700 Land $153,000 Building $134,700
2024	$9,643.00
2023		$287,700 Land $153,000 Building $134,700	$287,700 Land $153,000 Building $134,700
2022	$9,390.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 31 Hillcrest Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 31 Hillcrest Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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