31 Highland Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 31 Highland Ave, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,471 sqft · built 2007
Lot Size	0.266 acres (11,587 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,625,000 (Feb 2016)
Tax Bill	$26,295 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-00065-0000-00004-02`

Property Details

APN / Parcel Number

Primary APN	`41-00065-0000-00004-02`
Alternative APN	`41000650000000040002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,471 sqft Living Area
1st Floor Area	1,635 sqft
Upper Floors Area	1,416 sqft
Basement Area	1,635 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Architectural Style	Colonial
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	11,587 sqft (0.266 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	328 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	31 HIGHLAND AVE
City	RUMSON
State	NJ
Zip	07760-1751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	65
Legal Lot Number	4.2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	2
Census Block	2016
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	31 HIGHLAND AVE, RUMSON, NJ 07760-1751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2016 · Amount on Record
Deed Sale	Feb 19, 2016 · Amount on Record
Prior Sale	Feb 6, 2012 · Amount on Record
Deed Document Number	201615512
Deed Book / Page	9153 / 2430
Prior Transfer Date	Apr 18, 2007
Prior Transfer Doc	0086465652
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	31 HIGHLAND AVE, RUMSON, NJ 07760-1751
Document Number	0000106108
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 HIGHLAND AVE RUMSON NJ 077601751, RUMSON, NJ 07760-1751

Mortgage

Document Number	0000106108
Date	Sep 18, 2020
Book Page	009441/008635
Instrument	106108

Lender

Name	UBS BK USA
Type	Bank
Address	299 S MAIN ST # 2275, SALT LAKE CITY, UT 84111-2370

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,906,100 (+15.93%) Land $1,736,300 Building $1,169,800	$2,906,100 (+15.93%) Land $1,736,300 Building $1,169,800
2025	$26,295.00 (+2.91%)	$2,506,700 (+14.9%) Land $1,541,300 Building $965,400	$2,506,700 (+14.9%) Land $1,541,300 Building $965,400
2024	$25,552.00 (+3.52%)
2023		$2,181,600 Land $1,349,800 Building $831,800	$2,181,600 Land $1,349,800 Building $831,800
2022	$24,684.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	111 (1984–2022)
Claims Outside the SFHA	24 of 111
Most Recent Claim	Nov 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 60 claims Hurricane Irene, Aug 2011 · 8 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20