31 High St, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 31 High St, Ashland, MA 01721

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,174 sqft · built 2019
Lot Size	0.823 acres (35,850 sqft)
Owner	2 Individual Names on File
Last Sale	$829,600 (Jul 2019)
Tax Bill	$14,685 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ASHL M:019.0 B:0241 L:0000.0`

Property Details

APN / Parcel Number

Primary APN	`ASHL M:019.0 B:0241 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,174 sqft Living Area
1st Floor Area	1,514 sqft
Basement Area	1,720 sqft
Unfinished Basement	644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	35,850 sqft (0.823 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	31 HIGH ST
City	ASHLAND
State	MA
Zip	01721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	241
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1016
Census Tract	385101

Owner

31 High St is owned and occupied by two individuals who bought it in July 2019.

Source: Middlesex County and Ashland Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 HIGH ST, ASHLAND, MA 01721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 13, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROCKLAND TR
Jul 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 30, 2019	Quit Claim Deed, Subdivision Related Transfer · Conventional Mortgage NFM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on File
Deed Sale	Jul 30, 2019 · Amount on File
Prior Sale	Jul 30, 2019 · Amount on File
Deed Document Number	20191819101
Prior Transfer Date	Jul 25, 2019
Prior Transfer Doc	0001819100
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	31 HIGH ST, ASHLAND, MA 01721
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001986960
Date	Oct 16, 2025
Instrument	1986960

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	31 HIGH ST, ASHLAND, MA 01721-1303
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001866898
Date	Jan 13, 2021
Instrument	1866898

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2045

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHLAND MA
Property Address	31 HIGH STREET EXT, ASHLAND, MA 01721-1430
Document Number	0001849577
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 HIGH STREET EXT ASHLAND MA 017211430, ASHLAND, MA 01721-1430

Mortgage

Document Number	0001849577
Date	Aug 10, 2020
Instrument	1849577

Lender

Name	ROCKLAND TR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 9, 2035

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Jul 30, 2019
Property Address	31 HIGH STREET EXT, ASHLAND, MA 01721-1430
Document Number	0000019100
Instrument Date	Jul 25, 2019
Instrument	19100
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$684.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	190 FRONT ST ASHLAND MA 017211623, ASHLAND, MA 01721-1623

July 2019: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Jul 30, 2019
Property Address	31 HIGH STREET EXT, ASHLAND, MA 01721-1430
Document Number	0000019101
Instrument Date	Jul 25, 2019
Instrument	19101
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,782.98
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 HIGH STREET EXT ASHLAND MA 017211430, ASHLAND, MA 01721-1430

Mortgage

Document Number	19102
Date	Jul 30, 2019
Instrument	19102

Lender

Name	NFM

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 31 High St was $14,685, up 1.6% from the year before.

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,685.00 (+1.58%)	$1,155,400 (+2.07%) Land $316,600 Building $838,800	$1,239,974 (+1.89%)
2025	$14,456.00 (+2.55%)	$1,132,000 (+6.32%) Land $316,600 Building $815,400	$1,216,950 (+17.3%)
2024	$14,097.00 (+8.38%)	$1,064,700 (+12.71%) Land $316,600 Building $748,100	$1,037,495
2023	$13,007.00	$944,600 Land $301,600 Building $643,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 High St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 High St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on High St

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