31 Henry St, Saddle Brook, NJ 07663 Property Records

Bergen County and Saddle Brook Township property record for 31 Henry St, Saddle Brook, NJ 07663

Property Summary

Property Type	Single Family Home
Details	2,972 sqft · built 2008
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Dec 2004)
Tax Bill	$17,107 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-00508-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`57-00508-0000-00009`
Alternative APNs	`5700070000000001` `570050800009`

Interior

Building Area	2,972 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	5700070000000001
Street Address	31 HENRY ST
City	SADDLE BROOK
State	NJ
Zip	07663-5427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Description	50X100
Legal Subdivision	GILBERT B ACKERMAN
Legal Block	508
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE BROOK
Census Block Group	1
Census Block	1026
Census Tract	52200

Owner

31 Henry St is owned by two individuals who bought it in December 2004.

Source: Bergen County and Saddle Brook Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	78 MILLER ST, SADDLE BROOK, NJ 07663-5446
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2004 · Amount on File
Deed Sale	Dec 27, 2004 · Amount on File
Deed Book / Page	8762 / 170
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	31 HENRY ST, SADDLE BROOK, NJ 07663-5427
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044130013
Date	Oct 12, 2021
Book Page	4413/13
Instrument	2021156418

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 31 Henry St was $17,107, up 5.9% from the year before.

Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Saddle Brook Township
Unified School District	Saddle Brook Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$883,200 (+22.51%) Land $220,000 Building $663,200	$883,200 (+22.51%) Land $220,000 Building $663,200
2025	$17,107.00 (+5.89%)	$720,900 Land $214,500 Building $506,400	$720,900 Land $214,500 Building $506,400
2024	$16,155.00
2023		$615,100 Land $186,000 Building $429,100	$615,100 Land $186,000 Building $429,100
2022	$14,104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Henry St in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 individual policies
Nearby Flood Policies	27 units insured incl. 14 condo units
Nearby Flood Claims	9 (1999–2021)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Henry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20