31 Hemlock Ln, Berwick, ME 03901 Property Records

York County and Berwick Town property record for 31 Hemlock Ln, Berwick, ME 03901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,246 sqft · built 2010
Lot Size	21.1 acres (921,294 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,963 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BERW M:R004 B:6 L:3`

Property Details

APN / Parcel Number

Primary APN	`BERW M:R004 B:6 L:3`
Alternative APN	`116`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,246 sqft Living Area
Gross Area	5,736 sqft
1st Floor Area	1,660 sqft
Basement Area	1,644 sqft
Unfinished Basement	1,644 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	921,294 sqft (21.1 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	116
Street Address	31 HEMLOCK LN
City	BERWICK
State	ME
Zip	03901-2661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	HEMLOCK ACRES
Legal Block	6
Legal Lot Number	3
Jurisdiction	BERWICK ME
Township / Civil Division	BERWICK
Census Block Group	2
Census Block	2000
Census Tract	32002

Owner

31 Hemlock Ln is owned and occupied by two individuals.

Source: York County and Berwick Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 HEMLOCK LN, BERWICK, ME 03901-2661
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERWICK ME
Property Address	31 HEMLOCK LN, BERWICK, ME 03901-2661
Document Number	0178620646
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	TITLEPRO AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 HEMLOCK LN BERWICK ME 039012661, BERWICK, ME 03901-2661

Mortgage

Document Number	0178620646
Date	Dec 14, 2018
Book Page	017862/000646
Instrument	52327

Lender

Name	HOLY ROSARY CU
Type	Credit Union
Address	ROCHESTER, NH 03867

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 13, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 31 Hemlock Ln was $9,963, up 4.6% from the year before.

Source: York County and Berwick Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	Berwick Town
Unified School District	School Administrative District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,963.00 (+4.58%)	$764,000 (-) Land $193,900 Building $570,100
2024	$9,527.00 (+8.09%)	$764,000 (+58.8%) Land $193,900 Building $570,100
2023	$8,814.00 (+0.55%)	$481,100 (-) Land $128,000 Building $353,100
2022	$8,766.00	$481,100 Land $128,000 Building $353,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31 Hemlock Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Hemlock Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35

May also be available: Breezeline.

Cell Coverage

5G (outdoors only) and 4G LTE

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