31 Harmony St, West Warwick, RI 02893 Property Records

West Warwick Town property record for 31 Harmony St, West Warwick, RI 02893

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,030 sqft · built 1970
Lot Size0.167 acres (7,253 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Sep 2021)
Tax Bill$4,041 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jun 2021 Refinance
Flood ZoneZone X (minimal risk)
APN18-0224-80

Property Details

APN / Parcel Number

Primary APN18-0224-80
Alternative APNs
  • WWAR 019-0060-0-000
  • 019=0060=0=000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,030 sqft Living Area
Gross Area2,250 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,253 sqft (0.167 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number18-0224-80
Street Address31 HARMONY ST
CityWEST WARWICK
StateRI
Zip02893-3427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
JurisdictionWEST WARWICK RI
Township / Civil DivisionWEST WARWICK
Census Block Group2
Census Block2010
Census Tract20400

Owner

Source: West Warwick Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31 HARMONY ST, WEST WARWICK, RI 02893-3427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2021Deed, Transfer · Stand-Alone First Mortgage
NAVIGANT CREDIT UNION
Jun 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
OCEAN STATE CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2021 · Amount on Record
Deed SaleSep 24, 2021 · Amount on Record
Prior SaleJun 5, 2009 · Amount on Record
Deed Document Number20212486-5934
Record UpdatedOct 29, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionWEST WARWICK RI
Recording DateSep 24, 2021
Property Address31 HARMONY ST, WEST WARWICK, RI 02893-3427
Document Number24865934
Instrument DateSep 24, 2021
Instrument2486-5934
Transaction TypeTransfer
Record UpdatedOct 7, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 HARMONY ST, WEST WARWICK, RI 02893-3427

Mortgage

Document Number24865935
DateSep 24, 2021
Instrument2486-5935
Lender
NameNAVIGANT CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST WARWICK RI
Property Address31 HARMONY ST, WEST WARWICK, RI 02893-3427
Transaction TypeMortgage
Record UpdatedJun 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number24863553
DateJun 1, 2021
Instrument2486-3553
Lender
NameOCEAN STATE CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueJul 1, 2046

Tax Assessment & Valuation

Source: West Warwick Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWest Warwick Town
Unified School DistrictWest Warwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,041.00 (-1.92%)$282,800 (+25.74%) Land $68,800 Building $214,000$365,180
2023$4,120.00$224,900 Land $64,900 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Nearby Flood Policies35 in force
Nearby Flood Claims42 (1998–2024)
Claims Outside the SFHA2 of 42
Most Recent ClaimOct 2024 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 9 claims
  • Severe Storms And Flooding, Mar 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: AT&T.

Nearby Properties on Harmony St

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