31 Harbor View Dr, Richmond, CA 94804 Property Records

Contra Costa County property record for 31 Harbor View Dr, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,695 sqft · built 1997
Lot Size	0.099 acres (4,300 sqft)
Owner	2 Trust Names on File
Last Sale	$1,445,000 (Jul 2023)
Tax Bill	$18,168 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`560-620-100-1`

Property Details

APN / Parcel Number

Primary APN	`560-620-100-1`
Alternative APN	`560-620-100`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,695 sqft Living Area
1st Floor Area	970 sqft
2nd Floor Area	725 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Architectural Style	Cluster
Lot Area	4,300 sqft (0.099 acres)
Garage Type	Attached
Garage Area	397 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	31 HARBOR VIEW DR
City	RICHMOND
State	CA
Zip	94804-7496
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8097 L3
Legal Subdivision	SUBDIVISION 8097
Legal Tract	8097
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1023
Census Tract	380001

Owner

31 Harbor View Dr is owner-occupied and held in a trust since July 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	31 HARBOR VIEW DR, RICHMOND, CA 94804-7496
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2023 · Amount on File
Deed Sale	Jul 7, 2023 · Amount on File
Prior Sale	Jan 4, 2001 · Amount on File
Deed Document Number	202364497
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 7, 2023
Property Address	31 HARBOR VIEW DR, RICHMOND, CA 94804-7496
Document Number	0000064497
Map Reference	MB 396 PG 43
Instrument Date	Jun 27, 2023
Instrument	2023-064497
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	31 HARBOR VIEW DR, RICHMOND, CA 94804-7496

Mortgage

Document Number	0000064498
Date	Jul 7, 2023
Instrument	2023-064498

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.7%
Index	Other
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 31 Harbor View Dr was $18,168 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,178,202 (+2%) Land $629,694 Building $548,508
2025	$18,168.00 Homeowner's exemption	$1,155,101 Land $617,348 Building $537,753
2023	$14,160.00 (+1.56%)	$870,429 (+2%) Land $506,908 Building $363,521
2022	$13,942.00	$853,363 Land $496,969 Building $356,394

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 31 Harbor View Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Harbor View Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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