31 Ham Rd, Raymond, NH 03077 Property Records

Rockingham County and Raymond Town property record for 31 Ham Rd, Raymond, NH 03077

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,865 sqft · built 2003
Lot Size	8 acres (348,480 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,612 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`RAYM M:035 L:066`

Property Details

APN / Parcel Number

Primary APN	`RAYM M:035 L:066`
Alternative APN	`2066`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,865 sqft Living Area
Gross Area	6,871 sqft
1st Floor Area	1,308 sqft
Basement Area	1,308 sqft
Unfinished Basement	1,308 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Cape Cod
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	348,480 sqft (8 acres)
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2066
Street Address	31 HAM RD
City	RAYMOND
State	NH
Zip	03077-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	66
Jurisdiction	RAYMOND TOWN NH
Township / Civil Division	RAYMOND
Census Block Group	2
Census Block	2010
Census Tract	55002

Owner

Source: Rockingham County and Raymond Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 144, FREMONT, NH 03044-0144
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Apr 10, 2018	Warranty Deed, Transfer · Conventional Mortgage MERRIMACK COUNTY SAVING BANK
Mar 24, 2017	Deed of Trust, Mortgage · Conventional with PMI SERVICE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND TOWN NH
Property Address	31 HAM RD, RAYMOND, NH 03077-1610
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	06501-1984
Date	Aug 21, 2023
Book Page	6501/1984
Instrument	23024654

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND TOWN NH
Property Address	31 HAM RD, RAYMOND, NH 03077-1610
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6263-1942
Date	Apr 12, 2021
Book Page	6263/1942
Instrument	21024106

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAYMOND TOWN NH
Recording Date	Apr 10, 2018
Property Address	31 HAM RD, RAYMOND, NH 03077-1610
Document Number	0059041128
Book / Page	005904 / 001128
Instrument Date	Apr 9, 2018
Instrument	12835
Transaction Type	Transfer
Record Updated	Aug 28, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31 HAM RD RAYMOND NH 030771610, RAYMOND, NH 03077-1610

Mortgage

Document Number	59041131
Date	Apr 10, 2018
Book Page	005904/001131
Instrument	12836

Lender

Name	MERRIMACK COUNTY SAVING BANK
Address	89 N MAIN ST, CONCORD, NH 03301-4935

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 9, 2038

Interest

Rate Type	Adjustable Rate
Rate	4.25%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND TOWN NH
Property Address	31 HAM RD, RAYMOND, NH 03077-1610
Document Number	0058070627
Book / Page	005807 / 000627
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 HAM RD RAYMOND NH 030771610, RAYMOND, NH 03077-1610

Mortgage

Document Number	0058070627
Date	Mar 29, 2017
Book Page	005807/000627
Instrument	12493

Lender

Name	SERVICE CU
Type	Credit Union
Address	PORTSMOUTH, NH 03801

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Mar 28, 2037

Tax Assessment & Valuation

Source: Rockingham County and Raymond Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Raymond Town
Unified School District	Raymond School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,612.00 (+7.82%)	$462,200 (+2.89%) Land $113,400 Building $348,800
2024	$9,842.00 (+5.75%)	$449,200 (-) Land $113,400 Building $335,800
2023	$9,307.00 (+13.28%)	$449,200 (-) Land $113,400 Building $335,800	$471,580
2022	$8,216.00	$449,200 Land $113,400 Building $335,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	20 (1979–2013)
Claims Outside the SFHA	8 of 20
Most Recent Claim	Jul 2013 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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