Hampden County and Springfield City property record for 31 Governor St, Springfield, MA 01104
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,128 sqft · built 1909 |
| Lot Size | 0.122 acres (5,332 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Dec 2019) |
| Tax Bill | $3,414 (2026) |
| Deeds & Mortgages | Apr 2024 Refinance Mar 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:05850 P:0050 |
| Primary APN | SPRI S:05850 P:0050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,332 sqft (0.122 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 58500050 |
|---|---|
| Street Address | 31 GOVERNOR ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01104-1906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 800400 |
Source: Hampden County and Springfield City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31 GOVERNOR ST, SPRINGFIELD, MA 01104-1906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance ARRHA CREDIT UNION |
| Mar 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FINANCE AMERICA LLC |
| Dec 3, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage AMERICAN FINANCIAL SERVICES NETWORK |
| Jul 9, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Oct 4, 2017 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2019 · Amount on Record |
| Deed Sale | Dec 3, 2019 · Amount on Record |
| Prior Sale | Apr 24, 2018 · Amount on Record |
| Deed Document Number | 201971230 |
| Deed Book / Page | 22982 / 81 |
| Prior Transfer Date | Oct 31, 2019 |
| Prior Transfer Doc | 22982-81 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 31 GOVERNOR ST, SPRINGFIELD, MA 01104-1906 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0025371-38 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 25371/38 |
| Instrument | 13956 |
| Name | ARRHA CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Property Address | 31 GOVERNOR ST, SPRINGFIELD, MA 01104-1906 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 024441-229 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 24441/229 |
| Instrument | 14598 |
| Name | FINANCE AMERICA LLC |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Dec 3, 2019 |
| Property Address | 31 GOVERNOR ST, SPRINGFIELD, MA 01104-1906 |
| Document Number | 22982-81 |
| Book / Page | 22982 / 81 |
| Instrument Date | Oct 31, 2019 |
| Instrument | 71230 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 ECKINGTON ST, SPRINGFIELD, MA 01108-2837 |
| Document Number | 71231 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 71231 |
| Name | AMERICAN FINANCIAL SERVICES NETWORK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jul 9, 2018 |
| Property Address | 31 GOVERNOR ST, SPRINGFIELD, MA 01104-1906 |
| Document Number | 22256-85 |
| Book / Page | 022256 / 000085 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 39075 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 32 DEBORAH LN WESTFIELD MA 010854138, WESTFIELD, MA 01085-4138 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Oct 4, 2017 |
| Property Address | 31 GOVERNOR ST, SPRINGFIELD, MA 01104-1906 |
| Document Number | 21888-313 |
| Book / Page | 021888 / 000313 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 58699 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 24, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $236.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | PO BOX 809007 DALLAS TX 753809007, DALLAS, TX 75380-9007 |
| Investor | Possibly a Property Investor |
Source: Hampden County and Springfield City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,414.00 (+3.2%) | $220,800 (+4.64%) Land $36,200 Building $184,600 | $271,668 (+37.88%) |
| 2025 | $3,308.00 (+28.32%) | $211,000 (+39.55%) Land $37,700 Building $173,300 | $197,030 (+2.37%) |
| 2024 | $192,470 | ||
| 2023 | $2,578.00 | $151,200 Land $33,300 Building $117,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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