Westerly Town property record for 31 Governor Ave, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5.5 ba · 2,472 sqft · built 2006 |
| Lot Size | 0.095 acres (4,147 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $5,315 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage May 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:142 B:43 |
| Primary APN | WEST M:142 B:43 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 5 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 3 Stories |
| Building Area | 2,472 sqft Living Area |
| Gross Area | 3,003 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,147 sqft (0.095 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 2121796 |
|---|---|
| Street Address | 31 GOVERNOR AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-4414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 43 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 51000 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9709 ONYX LN, BRENTWOOD, TN 37027-3534 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional with PMI RAYMOND JAMES BK |
| May 15, 2018 | Quit Claim Deed, Transfer · ARM UBS BANK USA |
| Apr 23, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 31 GOVERNOR AVE, WESTERLY, RI 02891-4414 |
| Document Number | 2020-7121 |
| Instrument Date | Aug 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 31 GOVERNOR AVE WESTERLY RI 028914414, WESTERLY, RI 02891-4414 |
| Document Number | 2020-7121 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 002020/017121 |
| Instrument | 3946 |
| Name | RAYMOND JAMES BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | May 15, 2018 |
| Property Address | 31 GOVERNOR AVE, WESTERLY, RI 02891-4414 |
| Document Number | 2018-7666 |
| Book / Page | 2018 / 7666 |
| Instrument | 1931 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $44.88 |
|---|---|
| Amount Accuracy | Non-Arm's Length Transaction |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2018-7668 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 2018/7668 |
| Instrument | 1932 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 23, 2018 |
| Property Address | 31 GOVERNOR AVE, WESTERLY, RI 02891-4414 |
| Document Number | 2018-6159 |
| Book / Page | 002018 / 006159 |
| Instrument Date | Apr 2, 2018 |
| Instrument | 1560 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 9709 ONYX LN BRENTWOOD TN 370273534, BRENTWOOD, TN 37027-3534 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,315.00 (+2.65%) | $747,600 (+38.88%) Land $299,100 Building $448,500 | $976,116 |
| 2023 | $5,178.00 (+0.82%) | $538,300 (+0.2%) Land $213,600 Building $324,700 | |
| 2022 | $5,136.00 | $537,200 Land $213,600 Building $323,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 143 units insured incl. 3 condo units |
| Nearby Flood Claims | 28 (1985–2021) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures