31 Goose Ledge Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 31 Goose Ledge Rd, Harpswell, ME 04079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,235 sqft · built 2020
Lot Size	2.91 acres (126,760 sqft)
Owner	2 Individual Names on File
Last Sale	$1,300,000 (Jun 2026)
Tax Bill	$4,122 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T0074R`

Property Details

APN / Parcel Number

Primary APN	`T0074R`
Alternative APN	`HARP M:014 L:014 S:005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,235 sqft Living Area
Gross Area	6,593 sqft
1st Floor Area	1,530 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	126,760 sqft (2.91 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	T0074R
Street Address	31 GOOSE LEDGE RD
City	HARPSWELL
State	ME
Zip	04079-3218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IN
Legal Lot Number	14
Jurisdiction	HARPSWELL ME
Township / Civil Division	HARPSWELL
Census Block Group	2
Census Block	2000
Census Tract	17101

Owner

31 Goose Ledge Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Cumberland County and Harpswell Town records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 GOOSE LEDGE RD, HARPSWELL, ME 04079-3218
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · ARM MORGAN STANLEY BANK
Nov 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINT MORTGAGE INC
Jul 2, 2019	Deed of Trust, Mortgage BATH SVGS INSTITUTION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Prior Sale	May 28, 2019
Deed Document Number	202621987
Deed Book / Page	42302 / 160
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARPSWELL ME
Recording Date	Jun 5, 2026
Property Address	31 GOOSE LEDGE RD, HARPSWELL, ME 04079-3218
Document Number	0423020160
Book / Page	42302 / 160
Instrument Date	Jun 4, 2026
Instrument	202621987
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	31 GOOSE LEDGE RD, HARPSWELL, ME 04079-3218

Mortgage

Date	Jun 5, 2026

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.7%
Initial Type	Adjustable Rate
Type Change Date	Jul 1, 2036
Index	1-Month LIBOR
Margin	3
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	31 GOOSE LEDGE RD, HARPSWELL, ME 04079-3218
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0374720192
Date	Nov 20, 2020
Book Page	37472/192
Instrument	76119

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARPSWELL ME
Property Address	31 GOOSE LEDGE RD, HARPSWELL, ME 04079-3218
Document Number	0357770002
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 UPPER NARROWS LN WINTHROP ME 043643608, WINTHROP, ME 04364-3608

Mortgage

Document Number	0357770002
Date	Jul 8, 2019
Book Page	035777/000002
Instrument	29701

Lender

Name	BATH SVGS INSTITUTION
Address	BATH, ME 04530

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 7, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

The 2025 property tax bill for 31 Goose Ledge Rd was $4,122, up 4.7% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Harpswell Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,122.00 (+4.73%)	$618,900 (-) Land $152,000 Building $466,900
2024	$3,936.00 (+4.26%)	$618,900 (-) Land $152,000 Building $466,900
2023	$3,775.00 (+3.37%)	$618,900 (-) Land $152,000 Building $466,900
2022	$3,652.00	$618,900 Land $152,000 Building $466,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 31 Goose Ledge Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Nearby Flood Policies	52 in force
Nearby Flood Claims	12 (1978–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Goose Ledge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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