31 George Ave, Derby, CT 06418 Property Records

Derby City property record for 31 George Ave, Derby, CT 06418

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,189 sqft · built 1951
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$145,400 (Jan 2019)
Tax Bill	$8,075 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DERB M:3 B:4 L:85`

Property Details

APN / Parcel Number

Primary APN	`DERB M:3 B:4 L:85`
Alternative APNs	`003421` `9212` `3421`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,189 sqft Living Area
1st Floor Area	1,189 sqft
Basement Area	832 sqft
Unfinished Basement	282 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	3421
Street Address	31 GEORGE AVE
City	DERBY
State	CT
Zip	06418-2343
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Block	4
Legal Lot Number	85
Jurisdiction	DERBY CT
Township / Civil Division	DERBY
Census Block Group	1
Census Block	1011
Census Tract	120100

Owner

Source: Derby City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	31 GEORGE AVE, DERBY, CT 06418-2343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Balloon Mortgage TOTAL MORTGAGE SERVICES LLC
Jan 4, 2019	Warranty Deed, Transfer · Conventional with PMI INC ATLANT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2019 · Amount on Record
Deed Sale	Jan 4, 2019 · Amount on Record
Deed Book / Page	790 / 88
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERBY CT
Property Address	31 GEORGE AVE, DERBY, CT 06418-2343
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	836-304
Date	Jan 14, 2021
Book Page	836/304
Instrument	98

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DERBY CT
Recording Date	Jan 4, 2019
Property Address	31 GEORGE AVE, DERBY, CT 06418-2343
Document Number	790-88
Book / Page	000790 / 000088
Instrument Date	Jan 4, 2019
Transaction Type	Transfer
Record Updated	Jan 29, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 GEORGE AVE DERBY CT 064182343, DERBY, CT 06418-2343

Mortgage

Document Number	790-90
Date	Jan 4, 2019
Book Page	000790/000090

Lender

Name	INC ATLANT

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2049

Tax Assessment & Valuation

Source: Derby City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Derby City
Unified School District	Derby School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,075.00 (+27.41%)	$210,070 (+43.18%) Land $47,110 Building $162,960	$362,036 (+252.5%)
2025	$6,338.00	$146,720 (-) Land $42,620 Building $104,100	$102,704 Land $29,834 Building $72,870
2024	$6,338.00 (+11.92%)
2023	$5,663.00	$146,720 (-) Land $42,700 Building $104,020
2022	$5,663.00	$146,720 Land $42,700 Building $104,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EAST DERBY private · serves 1,101 people · EPA ID CT0378011
Water Source	Purchased surface water from REGIONAL WATER AUTHORITY
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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