Bristol City property record for 31 Garden Ter, Bristol, CT 06010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,328 sqft · built 1969 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,334 (2025) |
| Deeds & Mortgages | Nov 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | BRIS M:42 L:10-0041890 |
| Primary APN | BRIS M:42 L:10-0041890 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| Gross Area | 3,004 sqft |
| 1st Floor Area | 1,328 sqft |
| Basement Area | 1,272 sqft |
| Unfinished Basement | 625 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 41890 |
|---|---|
| Street Address | 31 GARDEN TER |
| City | BRISTOL |
| State | CT |
| Zip | 06010-6762 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Lot Number | 10 |
| Jurisdiction | BRISTOL CT |
| Township / Civil Division | BRISTOL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 405200 |
31 Garden Ter is owned and occupied by two individuals.
Source: Bristol City records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 GARDEN TER, BRISTOL, CT 06010-6762 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRISTOL CT |
| Property Address | 31 GARDEN TER, BRISTOL, CT 06010-6762 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002271-959 |
|---|---|
| Date | Nov 29, 2023 |
| Book Page | 2271/959 |
| Name | ACHIEVE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2038 |
The 2025 property tax bill for 31 Garden Ter was $6,334.
Source: Bristol City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Bristol City |
| Unified School District | Bristol School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,334.00 | $187,670 Land $33,040 Building $154,630 | $131,369 Land $23,128 Building $108,241 |
| 2024 | $6,334.00 (+11.2%) | ||
| 2023 | $5,696.00 (+11.56%) | $187,670 (+40.96%) Land $33,040 Building $154,630 | |
| 2022 | $5,106.00 | $133,140 Land $24,080 Building $109,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Garden Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 29, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 31 Garden Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRISTOL WATER DEPARTMENT serves 52,079 people · EPA ID CT0170011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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