31 Gables Rd, New Bern, NC 28562 Property Records

Craven County property record for 31 Gables Rd, New Bern, NC 28562

Property Summary

Property TypeResidential Vacant Land
Lot Size4.25 acres (185,130 sqft)
Owner2 Individual Names on Record
Last Sale$290,000 (Sep 2025)
Tax Bill$789 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN7-104-2-021

Property Details

APN / Parcel Number

Primary APN7-104-2-021
Alternative APN
  • 4644

Exterior

Lot Area185,130 sqft (4.25 acres)

Location & Zoning

Account Number4644
Street Address31 GABLES RD
CityNEW BERN
StateNC
Zip28562-7079
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeNR20
Legal DescriptionLOT 21 GABLES RUN
Legal SubdivisionGABLES RUN
Legal Lot Number21
JurisdictionCRAVEN NC
Township / Civil Division7
Census Block Group2
Census Block2025
Census Tract961003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin New Bern Battlefield Site
listed 2001 · 2 contributing resources · NRIS 01001129

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2717 BUD BLACK RD, AUBURN, AL 36879-4950
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 11, 2025 · Amount on Record
Deed SaleSep 11, 2025 · Amount on Record
Prior SaleMay 2, 2005 · Amount on Record
Deed Document Number202510145881
Deed Book / Page3851 / 1489
Record UpdatedOct 29, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateSep 11, 2025
Property Address31 GABLES RD, NEW BERN, NC 28562-7079
Document Number03851/1489
Book / Page3851 / 1489
Map ReferenceCAB H SL 159-A-159-H
Instrument DateSep 2, 2025
Instrument10145881
Transaction TypeTransfer
Record UpdatedOct 7, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5204 SPRINGWOOD DR, TRENT WOODS, NC 28562-6736

Transferred To (Grantee/Buyer)

NameVerified Name
Address2717 BUD BLACK RD, AUBURN, AL 36879-4950

Mortgage

Document Number0038511492
DateSep 11, 2025
Instrument3851/1492
Lender
NameUNITED BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2040
Interest
Rate TypeAdjustable Rate
Rate7.25%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2030
Change Frequency6 Months
Min Rate At Change5.25%
Max Rate At Change9.25%
IndexOther
Margin4
Max Rate12.2%

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$94,560 (-) Land $94,560$94,560 (-) Land $94,560
2025$789.00$94,560 (-) Land $94,560$94,560 (-) Land $94,560
2024$789.00 (+1.28%)
2023$779.00 (-11.58%)$94,560 (+11.83%) Land $94,560$94,560 (+11.83%) Land $94,560
2022$881.00$84,560 Land $84,560
2018$84,560 Land $84,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 212 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies212 in force
Nearby Flood Claims16 (2011–2026)
Claims Outside the SFHA3 of 16
Most Recent ClaimApr 2026 · other causes
Claims by Event
  • Hurricane Florence, Sep 2018 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEW BERN
serves 37,884 people · EPA ID NC0425010
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Brightspeed, Metronet.

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