Schenectady County and Schenectady City property record for 31 Front St, Schenectady, NY 12305
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,312 sqft · built 1754 |
| Lot Size | 0.173 acres (7,574 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Nov 2020) |
| Tax Bill | $7,241 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.55-1-24 |
| Primary APN | 421500 39.55-1-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,312 sqft Living Area |
| 1st Floor Area | 1,460 sqft |
| Upper Floors Area | 852 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1754 |
|---|---|
| Effective Year Built | Effective 1754 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 7,574 sqft (0.173 acres) |
| Lot Dimensions | 210 ft deep x 36 ft wide |
| Garage Type | Carport |
| Garage Area | 234 sqft |
| Carport | Carport |
| Carport Area | 234 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 135 sqft |
| Patio Area | 294 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 31 FRONT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 1X BRICK FRONT |
| Legal Block | 1 |
| Legal Lot Number | 24.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 33500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Stockade Historic District listed 1973 · 402 contributing resources · NRIS 73001267 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Schenectady County and Schenectady City records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31 FRONT ST, SCHENECTADY, NY 12305-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK |
| Sep 14, 2021 | Warranty Deed, Transfer |
| Nov 9, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on Record |
| Deed Sale | Nov 9, 2020 · Amount on Record |
| Prior Sale | Oct 23, 2000 · Amount on Record |
| Deed Document Number | 202034708 |
| Deed Book / Page | 2045 / 191 |
| Prior Transfer Date | May 13, 2013 |
| Prior Transfer Doc | 0000031198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 30, 2026 |
| Property Address | 31 FRONT ST, SCHENECTADY, NY 12305-1301 |
| Document Number | 0000021778 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202621778 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 31 FRONT ST, SCHENECTADY, NY 12305-1301 |
| Document Number | 0000021778, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 202621778 |
| Name | FIRST NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 21, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 14, 2021 |
| Property Address | 31 FRONT ST, SCHENECTADY, NY 12305-1301 |
| Document Number | 0000045244 |
| Book / Page | 2067 / 165 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 202145244 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,244.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31 FRONT ST, 31, SCHENECTADY, NY 12305-1301 |
| Name | Verified Name |
|---|---|
| Address | 15 SWEET BRIER DR, BALLSTON LAKE, NY 12019-1408 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 9, 2020 |
| Property Address | 31 FRONT ST, SCHENECTADY, NY 12305-1301 |
| Document Number | 0000034708 |
| Book / Page | 002045 / 000191 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 34708 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $840.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 N CHURCH ST SCHENECTADY NY 123051607, SCHENECTADY, NY 12305-1607 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,241.00 (+7.15%) Disabled Person's exemption Veteran's exemption | ||
| 2025 | $6,758.00 (-29.27%) | $214,000 (-) Land $32,100 Building $181,900 | $354,363 (+30.82%) Land $53,154 Building $301,209 |
| 2023 | $214,000 (-) Land $32,100 Building $181,900 | $270,886 (+3.8%) Land $40,633 Building $230,253 | |
| 2022 | $214,000 Land $32,100 Building $181,900 | $260,976 Land $39,146 Building $221,830 | |
| 2021 | $9,555.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 individual policies |
| Nearby Flood Policies | 74 units insured incl. 30 condo units |
| Nearby Flood Claims | 11 (1996–2026) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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