Flagler County property record for 31 Forge Ln, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,087 sqft · built 1993 |
| Lot Size | 0.277 acres (12,084 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $274,000 (Apr 2020) |
| Tax Bill | $2,222 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Apr 2020 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7007-00330-0270 |
| Primary APN | 07-11-31-7007-00330-0270 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 2,087 sqft Living Area |
| Gross Area | 3,193 sqft |
| 1st Floor Area | 2,087 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,084 sqft (0.277 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 496 sqft |
| Pool Area | 288 sqft |
| Deck Area | 424 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 31 FORGE LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 07 BLOCK 00033 LOT 0027 SUBDIVISION COMPLETION YEAR 1977 OR BOOK 103 PAGE 226 OR 280 PG 708 DC OR 280 PG 709 ACM OR 280 PG 710 OR 450 PG 380 OR 1602/338 OR 2164/237 OR 2414/184-DC OR 2438/1316 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 33 |
| Legal Lot Number | 27 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 60107 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31 FORGE LN, PALM COAST, FL 32137-8450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Apr 29, 2020 | Warranty Deed, Transfer · Construction Mortgage FLORENCE BRYAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2020 · Amount on Record |
| Deed Sale | Apr 29, 2020 · Amount on Record |
| Prior Sale | Oct 20, 2016 |
| Deed Document Number | 202016199 |
| Deed Book / Page | 2438 / 1316 |
| Prior Transfer Date | Oct 17, 2016 |
| Prior Transfer Doc | 0021640237 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 31 FORGE LN, PALM COAST, FL 32137-8450 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 31 FORGE LN, PALM COAST, FL 32137-8450 |
| Document Number | 0028411603 |
|---|---|
| Date | Jan 24, 2024 |
| Book Page | 2841/1603 |
| Instrument | 2024003216 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 29, 2020 |
| Property Address | 31 FORGE LN, PALM COAST, FL 32137-8450 |
| Document Number | 0024381316 |
| Book / Page | 002438 / 001316 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 16199 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,918.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 CRISTON CT PALM COAST FL 321379006, PALM COAST, FL 32137-9006 |
| Document Number | 24381317 |
|---|---|
| Date | Apr 29, 2020 |
| Book Page | 002438/001317 |
| Instrument | 16200 |
| Name | FLORENCE BRYAN |
|---|---|
| Address | 46 FENWOOD LN, PALM COAST, FL 32137-9114 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Apr 28, 2022 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,222.00 (+2.73%) Homeowner's exemption | $165,427 (+5.99%) | $305,482 (+4.93%) Land $58,000 Building $247,482 |
| 2024 | $2,163.00 (+3%) | ||
| 2023 | $2,100.00 (+1.45%) Homeowner's exemption | $156,082 (+3%) | $291,125 (+3.35%) Land $47,000 Building $244,125 |
| 2022 | $2,070.00 Homeowner's exemption | $151,535 | $281,685 Land $47,000 Building $234,685 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 98 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 16 (1989–2024) |
| Claims Outside the SFHA | 15 of 16 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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