Essex County and Saugus Town property record for 31 Forest St, Saugus, MA 01906 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,995 sqft · built 1956 |
| Lot Size | 0.661 acres (28,798 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $379,000 (Jun 2017) |
| Tax Bill | $8,386 (2025) |
| Deeds & Mortgages | Jun 2020 Refinance Jan 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:010-C B:0008 L:0009 |
| Primary APN | SAUG M:010-C B:0008 L:0009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,995 sqft Living Area |
| Gross Area | 5,649 sqft |
| 1st Floor Area | 528 sqft |
| Basement Area | 1,128 sqft |
| Unfinished Basement | 677 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 28,798 sqft (0.661 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 2698033 |
|---|---|
| Street Address | 31 FOREST ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 8 |
| Legal Lot Number | 9 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 208401 |
Source: Essex County and Saugus Town records · APN SAUG M:010-C B:0008 L:0009
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 FOREST ST, SAUGUS, MA 01906-3218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 01, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Jan 24, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Jun 28, 2017 | Quit Claim Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2017 · Amount on Record |
| Deed Sale | Jun 28, 2017 · Amount on Record |
| Prior Sale | Nov 25, 2011 |
| Last Transfer Date | May 27, 2020 |
| Transfer Doc | 0000612612 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 31 FOREST ST, SAUGUS, MA 01906-3218 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000612613 |
|---|---|
| Date | Jun 01, 2020 |
| Instrument | 612613 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jan 24, 2019 |
| Property Address | 31 FOREST ST, SAUGUS, MA 01906-3218 |
| Document Number | 0000599212 |
| Instrument Date | Dec 11, 2018 |
| Instrument | 599212 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 31 FOREST ST SAUGUS MA 019063218, SAUGUS, MA 01906-3218 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUGUS MA |
| Recording Date | Jun 28, 2017 |
| Property Address | 31 FOREST ST, SAUGUS, MA 01906-3218 |
| Document Number | 0000583776 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 583776 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,728.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 31 FOREST ST SAUGUS MA 019063218, SAUGUS, MA 01906-3218 |
| Document Number | 583777 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 583777 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2047 |
Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,386.00 (+2.64%) | $785,200 (+2.36%) Land $373,400 Building $411,800 | $853,005 |
| 2024 | $8,170.00 (+4.02%) | $767,100 (+9.98%) Land $363,300 Building $403,800 | |
| 2023 | $7,854.00 | $697,500 Land $318,300 Building $379,200 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092084011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 308 locations within about half a mile of this property
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|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
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