31 Forest Dr, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 31 Forest Dr, Topsham, ME 04086

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 976 sqft · built 1982
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jun 2024)
Tax Bill	$4,895 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`TOPM M:R05A L:018`

Property Details

APN / Parcel Number

Primary APN	`TOPM M:R05A L:018`
Alternative APN	`3410`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	976 sqft Living Area
Gross Area	2,164 sqft
1st Floor Area	768 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3410
Street Address	31 FOREST DR
City	TOPSHAM
State	ME
Zip	04086-1103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NO
Legal Subdivision	FORESTWOOD PK
Legal Lot Number	18
Jurisdiction	TOPSHAM ME
Township / Civil Division	TOPSHAM
Census Block Group	2
Census Block	2000
Census Tract	970302

Owner

Source: Sagadahoc County and Topsham Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1612 VICTORIA DR, DENTON, TX 76209-1378
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Nov 3, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 14, 2022	Warranty Deed, Transfer · FHA Mortgage MORTGAGE NETWORK INC
Aug 31, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MACHIAS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	Jan 14, 2022 · Amount on Record
Deed Document Number	20243002
Deed Book / Page	2024 / 3002
Prior Transfer Date	Aug 30, 2021
Prior Transfer Doc	0000007511
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	31 FOREST DR, TOPSHAM, ME 04086-1103
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000898
Date	Feb 24, 2026
Instrument	2026R-00898

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSHAM ME
Property Address	31 FOREST DR, TOPSHAM, ME 04086-1103
Transaction Type	Mortgage
Record Updated	Nov 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005589
Date	Nov 3, 2023
Instrument	2023R-05589

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TOPSHAM ME
Recording Date	Jan 14, 2022
Property Address	31 FOREST DR, TOPSHAM, ME 04086-1103
Document Number	0000000377
Instrument Date	Jan 13, 2022
Instrument	2022R-00377
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 NICKERSON FARM WAY, S YARMOUTH, MA 02664-1041

Mortgage

Document Number	0000000378
Date	Jan 14, 2022
Instrument	2022R-00378

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSHAM ME
Recording Date	Aug 31, 2021
Property Address	31 FOREST DR, TOPSHAM, ME 04086-1103
Document Number	0000007511
Instrument Date	Aug 30, 2021
Instrument	2021R-07511
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	65 OLD FARM RD, S PORTLAND, ME 04106-6866

Mortgage

Document Number	0000007512
Date	Aug 31, 2021
Instrument	2021R-07512

Lender

Name	MACHIAS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sagadahoc County and Topsham Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
County Subdivision	Topsham Town
Unified School District	School Administrative District 75 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,895.00 (+30.92%)	$382,400 (+38.9%) Land $47,600 Building $334,800
2023	$3,739.00 (+6.28%)	$275,300 (+12.83%) Land $42,000 Building $233,300
2022	$3,518.00	$244,000 Land $40,600 Building $203,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1987)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK/TOPSHAM WATER DISTRICT serves 18,863 people · EPA ID ME0090260
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: GoNetspeed.

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