31 Forest Ave, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 31 Forest Ave, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 6,243 sqft · built 1928
Lot Size	1.37 acres (59,677 sqft)
Owner	2 Individual Names on File
Last Sale	$2,800,000 (May 2004)
Tax Bill	$62,077 (2025)
Deeds & Mortgages	May 2018 Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`551400 146-8-2-16`

Property Details

APN / Parcel Number

Primary APN	`551400 146-8-2-16`
Alternative APN	`140014600800020160000000`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	6,243 sqft Living Area
1st Floor Area	2,988 sqft
2nd Floor Area	3,255 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	59,677 sqft (1.37 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	31 FOREST AVE
City	RYE
State	NY
Zip	10580-4209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	2
Legal Lot Number	16.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	1
Census Block	1001
Census Tract	7600

Owner

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31 FOREST AVE, RYE, NY 10580-4209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2018	Deed of Trust, Mortgage · ARM THE FIRST NATIONAL BANK OF LONG ISLAND
Dec 13, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 20, 2018	Loan Modification, Mortgage FIRST NAT'L BK/LONG PRAIRIE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 3, 2004 · Amount on Record
Deed Sale	May 3, 2004 · Amount on Record
Deed Document Number	200440931404
Record Updated	Jun 8, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	31 FOREST AVE, RYE, NY 10580-4209
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	THE GREAT AMER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0581203572
Date	May 1, 2018
Instrument	581203572

Lender

Name	THE FIRST NATIONAL BANK OF LONG ISLAND
Type	Bank
Address	GLEN HEAD, NY 11545

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Index	1-Year CMT
Max Rate	9.5%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	31 FOREST AVE, RYE, NY 10580-4209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0583473083
Date	Dec 13, 2018
Instrument	583473083

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 28, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	31 FOREST AVE, RYE, NY 10580-4209
Document Number	0581203576
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 FOREST AVE RYE NY 105804209, RYE, NY 10580-4209

Mortgage

Document Number	0581203576
Date	May 1, 2018
Book Page	058120/003576

Lender

Name	FIRST NAT'L BK/LONG PRAIRIE
Type	Bank
Address	GLEN HEAD, NY 11545

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62,077.00	$53,200 (-) Land $12,250 Building $40,950	$4,508,475 (+6.78%) Land $1,038,136 Building $3,470,339
2024		$53,200 (-) Land $12,250 Building $40,950	$4,222,222 (+2.38%) Land $972,222 Building $3,250,000
2023		$53,200 Land $12,250 Building $40,950	$4,124,031 Land $949,612 Building $3,174,419

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Nearby Flood Policies	62 in force
Nearby Flood Claims	88 (1978–2023)
Claims Outside the SFHA	44 of 88
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Sandy, Oct 2012 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

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