31 Folger Ave, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 31 Folger Ave, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,715 sqft · built 2005
Lot Size	0.191 acres (8,333 sqft)
Owner	2 Individual Names on File
Tax Bill	$9,743 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12599`

Property Details

APN / Parcel Number

Primary APN	`12599`
Alternative APNs	`M:0004 B:0000 L:017B` `BEVE M:0004 B:017B L` `R10`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,715 sqft Living Area
Gross Area	4,548 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,333 sqft (0.191 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	12599
Street Address	31 FOLGER AVE
City	BEVERLY
State	MA
Zip	01915-4148
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	BASS RIVER ESTATES
Legal Block	17B
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	3
Census Block	3000
Census Tract	217202

Owner

31 Folger Ave is owned and occupied by two individuals.

Source: Essex County and Beverly City records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 FOLGER AVE, BEVERLY, MA 01915-4148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2018	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA
Jan 30, 2020	Deed of Trust, Mortgage · Balloon Mortgage SANTANDER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	31 FOLGER AVE, BEVERLY, MA 01915-4148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36578-268
Date	Mar 12, 2018
Book Page	36578/268
Instrument	180312000120

Lender

Name	SANTANDER BANK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	31 FOLGER AVE, BEVERLY, MA 01915-4148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38228-276
Date	Jan 30, 2020
Book Page	38228/276
Instrument	20200130004750

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 31 Folger Ave was $9,743, up 2.2% from the year before.

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,743.00 (+2.2%)	$886,500 (+4.43%) Land $369,100 Building $517,400	$1,023,245
2024	$9,533.00 (+2.46%)	$848,900 (+2.74%) Land $331,500 Building $517,400
2023	$9,304.00	$826,300 Land $308,900 Building $517,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Folger Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (1978–2019)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Folger Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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