Hampden County and West Springfield Town City property record for 31 Field St, West Springfield, MA 01089
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,658 sqft · built 1923 |
| Lot Size | 0.115 acres (5,008 sqft) |
| Owner | Individual Name on File |
| Last Sale | $261,300 (May 2025) |
| Tax Bill | $3,996 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | 260-05300-47-001 |
| Primary APN | 260-05300-47-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,658 sqft Living Area |
| Gross Area | 3,519 sqft |
| Basement Area | 8,880 sqft |
| Unfinished Basement | 8,880 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,008 sqft (0.115 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 260-05300-47-001 |
|---|---|
| Street Address | 31 FIELD ST |
| City | WEST SPRINGFIELD |
| State | MA |
| Zip | 01089-2609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BA |
| Legal Block | 5300 |
| Legal Lot Number | 47 |
| Jurisdiction | WEST SPRINGFIELD MA |
| Township / Civil Division | WEST SPRINGFIELD TOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 812201 |
31 Field St is owned and occupied by an individual who bought it in May 2025.
Source: Hampden County and West Springfield Town City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31 FIELD ST, WEST SPRINGFIELD, MA 01089-2609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2025 · Amount on File |
| Deed Sale | May 22, 2025 · Amount on File |
| Prior Sale | Nov 16, 2001 · Amount on File |
| Deed Document Number | 202522652 |
| Deed Book / Page | 25872 / 488 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST SPRINGFIELD MA |
| Recording Date | Sep 22, 2026 |
| Property Address | 31 FIELD ST, WEST SPRINGFIELD, MA 01089-2609 |
| Document Number | 0000046297 |
| Book / Page | 26520 / 1 |
| Instrument Date | Sep 15, 2026 |
| Instrument | 202646297 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 31 FIELD ST, WEST SPRINGFIELD, MA 01089-2609 |
| Document Number | 0000046297, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 26520/1 |
| Instrument | 202646297 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 31 Field St was $3,996, up 6.2% from the year before.
Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | West Springfield Town City |
| Unified School District | West Springfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,521,700 (+2,699.29%) Land $1,879,500 Building $5,642,200 | ||
| 2025 | $3,996.00 (+6.19%) | $268,700 (+5.75%) Land $94,400 Building $174,300 | $295,925 |
| 2024 | $3,763.00 (+9.8%) | $254,100 (+15.24%) Land $94,400 Building $159,700 | |
| 2023 | $3,427.00 | $220,500 Land $84,800 Building $135,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Field St in Zone X, where a levee reduces flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1978–2019) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Jul 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Field St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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