31 Ferry Rd, Fredericksburg, VA 22405 Property Records

Stafford County property record for 31 Ferry Rd, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 2013
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$4,992 (2025)
Deeds & Mortgages	Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-60D`

Property Details

APN / Parcel Number

Primary APN	`55-60D`
Alternative APNs	`055 60D` `37451`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,100 sqft Living Area
Basement Area	2,400 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	300 sqft
Deck Area	304 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	37451
Old Parcel Number	055 60D
Street Address	31 FERRY RD
City	FREDERICKSBURG
State	VA
Zip	22405-5721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2- RURAL RES
Legal Description	PT WALLACE 3.0000 AC
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	10502

Owner

31 Ferry Rd is owned and occupied by an individual who acquired it in January 2020.

Source: Stafford County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	31 FERRY RD, FREDERICKSBURG, VA 22405-5721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2020
Deed Sale	Jan 28, 2020
Prior Sale	Feb 13, 2019
Deed Document Number	200001996
Deed Book / Page	1200 / 5557
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	31 FERRY RD, FREDERICKSBURG, VA 22405-5721
Document Number	200002867
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 FERRY RD FREDERICKSBURG VA 224055721, FREDERICKSBURG, VA 22405-5721

Mortgage

Document Number	200002867
Date	Feb 7, 2020
Instrument	2867

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 31 Ferry Rd was $4,992.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,992.00	$533,000 Land $110,800 Building $422,200	$533,000 Land $110,800 Building $422,200
2023	$4,592.00	$486,000 Land $110,500 Building $375,500	$486,000 Land $110,500 Building $375,500
2021	$4,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Ferry Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Ferry Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20