31 Emerson St, Norwalk, CT 06855 Property Records

Norwalk City property record for 31 Emerson St, Norwalk, CT 06855

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,156 sqft · built 1955
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$362,500 (Sep 2018)
Tax Bill	$7,967 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Nov 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`D:3 B:31 L:9`

Property Details

APN / Parcel Number

Primary APN	`D:3 B:31 L:9`
Alternative APNs	`NORW M:3 B:31 L:9` `NWLK M:3 B:31 L:9` `7826`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,156 sqft Living Area
Gross Area	2,336 sqft
1st Floor Area	792 sqft
Basement Area	792 sqft
Unfinished Basement	634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	7826
Street Address	31 EMERSON ST
City	NORWALK
State	CT
Zip	06855-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Block	31
Legal Lot Number	9
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	1
Census Block	1007
Census Tract	44300

Owner

Source: Norwalk City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 EMERSON ST, NORWALK, CT 06855-2103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2025	Warranty Deed, Transfer · Line of Credit US BANK NA
Nov 10, 2022	Warranty Deed, Transfer
Oct 1, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance AFC FIRST FINANCIAL CORP
Sep 11, 2018	Executor's Deed, Transfer AFC MORTGAGE GRP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	Aug 2, 1995 · Amount on Record
Deed Book / Page	8737 / 161
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Aug 4, 2025
Property Address	31 EMERSON ST, NORWALK, CT 06855-2103
Document Number	009898-312
Book / Page	9898 / 312
Instrument Date	Jul 28, 2025
Instrument	2025006064
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 EMERSON ST, NORWALK, CT 06855-2103

Mortgage

Document Number	2025006065
Date	Aug 4, 2025
Instrument	2025006065

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Nov 10, 2022
Property Address	31 EMERSON ST, NORWALK, CT 06855-2103
Document Number	009545-208
Book / Page	9545 / 208
Instrument Date	Nov 7, 2022
Instrument	2022011316
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 EMERSON ST, NORWALK, CT 06855-2103

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	31 EMERSON ST, NORWALK, CT 06855-2103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8895-168
Date	Oct 1, 2019
Book Page	8895/168

Lender

Name	AFC FIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

September 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	NORWALK CT
Recording Date	Sep 11, 2018
Property Address	31 EMERSON ST, NORWALK, CT 06855-2103
Document Number	8737-161
Book / Page	8737 / 161
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.79
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	87370163
Date	Sep 11, 2018
Instrument	08737/0163

Lender

Name	AFC MORTGAGE GRP LLC

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

Tax Assessment & Valuation

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,967.00 (+1.52%)	$328,790 (+0.12%) Land $166,580 Building $162,210	$581,919 (+153.16%)
2025	$7,848.00	$328,380 (+34.53%) Land $166,580 Building $161,800	$229,866 Land $116,606 Building $113,260
2024	$7,848.00 (+28.17%)
2023	$6,123.00 (+2.2%)	$244,090 (-) Land $129,210 Building $114,880
2022	$5,991.00	$244,090 Land $129,210 Building $114,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK FIRST TAXING DISTRICT serves 40,256 people · EPA ID CT1030011
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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