31 Emerald Xing, Westerville, OH 43082 Property Records

Delaware County property record for 31 Emerald Xing, Westerville, OH 43082

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,234 sqft · built 2016
Lot Size	0.156 acres (6,795 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Mar 2022)
Tax Bill	$8,988 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2017 Sale & Mortgage
APN	`317-334-12-023-000`

Property Details

APN / Parcel Number

Primary APN	`317-334-12-023-000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,234 sqft Living Area
Gross Area	3,284 sqft
1st Floor Area	1,730 sqft
Attic	Attic
Attic Area	504 sqft
Basement Area	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	6,795 sqft (0.156 acres)
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	31 EMERALD XING
City	WESTERVILLE
State	OH
Zip	43082-7526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 COURTYARDS AT VILLAGE CROSSING
Legal Subdivision	COURTYARDS AT VILLAGE CROSSING
Legal Lot Number	22
Jurisdiction	DELAWARE OH
Township / Civil Division	WESTERVILLE CITY
Census Block Group	2
Census Block	2004
Census Tract	11762

Owner

31 Emerald Xing is owned and occupied by two individuals who bought it in March 2022.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 EMERALD XING, WESTERVILLE, OH 43082-7526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Fiduciary Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Mar 28, 2017	Warranty Deed, Transfer · FHA Mortgage RETIREMENT FNDG SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2022 · Amount on File
Deed Sale	Mar 11, 2022 · Amount on File
Prior Sale	May 11, 2016 · Amount on File
Deed Document Number	20227984
Deed Book / Page	1951 / 1871
Record Updated	Sep 20, 2026

March 2022: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	DELAWARE OH
Recording Date	Mar 11, 2022
Property Address	31 EMERALD XING, WESTERVILLE, OH 43082-7526
Document Number	0000007984
Book / Page	1951 / 1871
Map Reference	OR 1397 PG 2110
Instrument Date	Mar 2, 2022
Instrument	202200007984
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249-3314

Mortgage

Document Number	0000007985
Date	Mar 11, 2022
Instrument	202200007985

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Mar 28, 2017
Property Address	31 EMERALD XING, WESTERVILLE, OH 43082-7526
Document Number	0000008732
Book / Page	1493 / 978
Instrument Date	Mar 20, 2017
Instrument	8732
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	CROWN-UNITY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,136.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 EMERALD XING WESTERVILLE OH 430827526, WESTERVILLE, OH 43082-7526

Mortgage

Document Number	8733
Date	Mar 28, 2017
Instrument	8733

Lender

Name	RETIREMENT FNDG SOLUTIONS
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	864 Months
Due	Mar 27, 2089

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 31 Emerald Xing was $8,988, down 0.2% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Westerville City
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,988.00 (-0.19%)	$176,760 (-) Land $33,080 Building $143,680	$505,000 Land $94,500 Building $410,500
2024	$9,005.00 (+1.16%) Homeowner's exemption	$176,760 (-) Land $33,080 Building $143,680
2023	$8,902.00 Homeowner's exemption	$176,760 Land $33,080 Building $143,680	$505,000 Land $94,500 Building $410,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 31 Emerald Xing; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 31 Emerald Xing has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERVILLE CITY PWS serves 39,000 people · EPA ID OH2503411
Water Source	Surface water
Last State Inspection	Apr 2024
Also Mapped Here	DEL-CO WATER COMPANY, INC.
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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