Penobscot County and Milford Town property record for 31 Emerald Dr, Milford, ME 04461
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,242 sqft · built 1994 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,400 (Jul 2018) |
| Tax Bill | $4,011 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MILD M:024 B:112 |
| Primary APN | MILD M:024 B:112 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,242 sqft Living Area |
| Basement Area | 994 sqft |
| Unfinished Basement | 994 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 1165 |
|---|---|
| Street Address | 31 EMERALD DR |
| City | MILFORD |
| State | ME |
| Zip | 04461-3320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 11 VIL |
| Legal Subdivision | BUZZELL BROS INC |
| Legal Block | 112 |
| Jurisdiction | MILFORD ME |
| Township / Civil Division | MILFORD |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 8001 |
31 Emerald Dr is owned and occupied by two individuals who bought it in July 2018.
Source: Penobscot County and Milford Town records, as of May 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 EMERALD DR, MILFORD, ME 04461-3320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2018 · Amount on File |
| Deed Sale | Jul 10, 2018 · Amount on File |
| Prior Sale | May 15, 2007 · Amount on File |
| Deed Document Number | 201818912 |
| Deed Book / Page | 14867 / 310 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILFORD ME |
| Property Address | 31 EMERALD DR, MILFORD, ME 04461-3320 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0161410180 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 16141/180 |
| Instrument | 27001 |
| Name | CUSO HOME LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2025 property tax bill for 31 Emerald Dr was $4,011, up 11.9% from the year before.
Source: Penobscot County and Milford Town assessment roll, as of May 22, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Penobscot County |
| County Subdivision | Milford Town |
| Unified School District | Milford (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,011.00 (+11.85%) | $163,000 (-) Land $29,300 Building $133,700 | |
| 2024 | $3,586.00 | $163,000 Land $29,300 Building $133,700 | |
| 2023 | $224,295 | ||
| 2022 | $2,934.00 | $163,000 Land $29,300 Building $133,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31 Emerald Dr in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 26 (1979–2008) |
| Claims Outside the SFHA | 4 of 26 |
| Most Recent Claim | May 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31 Emerald Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD TOWN WATER DISTRICT serves 7,648 people · EPA ID ME0091200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Copper | 1.4 mg/L (2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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