31 Ely St, Binghamton, NY 13904 Property Records

Broome County and Binghamton City property record for 31 Ely St, Binghamton, NY 13904

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,808 sqft · built 1938
Lot Size	0.176 acres (7,700 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (Dec 1996)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2018 Loan Modification
APN	`030200 145.77-1-22`

Property Details

APN / Parcel Number

Primary APN	`030200 145.77-1-22`
Alternative APNs	`020014507700010220000000` `00001206150`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,808 sqft Total Area
1st Floor Area	1,404 sqft
2nd Floor Area	1,404 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,700 sqft (0.176 acres)
Lot Dimensions	140 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00001206150
Street Address	31 ELY ST
City	BINGHAMTON
State	NY
Zip	13904-1507
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	YES
Legal Subdivision	ELY FARM LOCATION
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	BROOME NY
Township / Civil Division	BINGHAMTON
Census Block Group	3
Census Block	3012
Census Tract	600

Owner

Source: Broome County and Binghamton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 ELY ST, BINGHAMTON, NY 13904-1507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 27, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 1996 · Amount on Record
Deed Sale	Dec 23, 1996 · Amount on Record
Deed Book / Page	1874 / 1370
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	31 ELY ST, BINGHAMTON, NY 13904-1507
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 ELY ST, BINGHAMTON, NY 13904-1507

Mortgage

Document Number	004071/424
Date	Mar 14, 2022
Book Page	4071/424
Instrument	202200005905

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	317 Months
Due	Aug 1, 2048

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BROOME NY
Property Address	31 ELY ST, BINGHAMTON, NY 13904-1507
Document Number	0038990783
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Feb 7, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 ELY ST BINGHAMTON NY 139041507, BINGHAMTON, NY 13904-1507

Mortgage

Document Number	0038990783
Date	Jan 30, 2019
Book Page	003899/000783
Instrument	2739

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Broome County and Binghamton City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
Municipality	Binghamton City
Unified School District	Binghamton City School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$79,200 (-) Land $11,300 Building $67,900	$151,100 (+20.19%) Land $21,558 Building $129,542
2023	$79,200 Land $11,300 Building $67,900	$125,714 Land $17,936 Building $107,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	18 (2004–2018)
Claims Outside the SFHA	15 of 18
Most Recent Claim	Aug 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2018 · 7 claims Remnants Of Tropical Storm Lee, Sep 2011 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BINGHAMTON serves 47,600 people · EPA ID NY0301651
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 660 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Empire Long Distance, Zeta Broadband.

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