Johnson County property record for 31 Elwood Ln, Flatgap, KY 41219
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,628 sqft · built 1977 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $177,500 (Sep 2021) |
| Tax Bill | $2,711 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032-00-00-050.30 |
| Primary APN | 032-00-00-050.30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,628 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 510 sqft |
| Carport | Carport |
| Carport Area | 510 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 76 sqft |
| Deck Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 26963 |
|---|---|
| Street Address | 31 ELWOOD LN |
| City | FLATGAP |
| State | KY |
| Zip | 41219-9415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .5 AC & IMP |
| Legal Subdivision | MARTIN PRESTON SUB |
| Jurisdiction | JOHNSON KY |
| Township / Civil Division | FLATGAP |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 960200 |
Source: Johnson County records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 31 ELWOOD LN, FLATGAP, KY 41219-9415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 11, 2017 | Deed of Trust, Mortgage · ARM COMMUNITY TRUST BANK INC |
| Dec 16, 2017 | Deed of Trust, Mortgage · ARM COMMUNITY TRUST BANK INC |
| Sep 3, 2021 | Deed, Transfer · FHA Mortgage ARK LA TEX FINANCIAL SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2021 · Amount on Record |
| Deed Sale | Sep 3, 2021 · Amount on Record |
| Prior Sale | Jan 18, 2012 · Amount on Record |
| Deed Document Number | 2021538894 |
| Deed Book / Page | 477 / 331 |
| Transfer Doc | 000434/669 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON KY |
| Property Address | 31 ELWOOD LN, FLATGAP, KY 41219-9415 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | M552/00047 |
|---|---|
| Date | May 11, 2017 |
| Book Page | M552/00047 |
| Instrument | 521338 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Apr 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 26, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 5.62% |
| Index | 1-Year CMT |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON KY |
| Property Address | 31 ELWOOD LN, FLATGAP, KY 41219-9415 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | M557/00603 |
|---|---|
| Date | Dec 16, 2017 |
| Book Page | M557/00603 |
| Instrument | 523774 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 5.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
| Document Type | Deed |
|---|---|
| Jurisdiction | JOHNSON KY |
| Recording Date | Sep 3, 2021 |
| Property Address | 31 ELWOOD LN, FLATGAP, KY 41219-9415 |
| Document Number | 00D477/331 |
| Book / Page | D477 / 331 |
| Map Reference | DB 446 PG 723 |
| Instrument Date | Aug 28, 2021 |
| Instrument | 538894 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $177.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 922 SANSOM FRK, DANA, KY 41615-9019 |
| Name | Verified Name |
|---|---|
| Address | 31 ELWOOD LN, FLATGAP, KY 41219-9415 |
| Document Number | 538895M600753 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 538895M600753 |
| Name | ARK LA TEX FINANCIAL SERVICES |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Johnson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Johnson County |
| Unified School District | Johnson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,711.00 (+46.62%) | $260,000 (+46.48%) Land $50,000 Building $210,000 | $260,000 (+46.48%) Land $50,000 Building $210,000 |
| 2023 | $1,849.00 | $177,500 | $177,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 81% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAINTSVILLE MUNICIPAL WATER WORKS serves 24,354 people · EPA ID KY0580340 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Communications Fiber | 1,000 / 1,000 |
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