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31 Elm St, Windsor, CT 06095 Property Records

Windsor Town property record for 31 Elm St, Windsor, CT 06095

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,607 sqft · built 1805
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on File
Last Sale$316,000 (Nov 2021)
Tax Bill$7,742 (2024)
Deeds & MortgagesNov 2021 Sale
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4885.00

Property Details

APN / Parcel Number

Primary APN4885.00
Alternative APNs
  • WIND M:00076 B:00084 L:000017
  • WSOR M:00076 B:00084 L:000017

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,607 sqft Living Area
Gross Area4,735 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1805
Effective Year BuiltEffective 1805
Architectural StyleHistorical
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number4885.00
Street Address31 ELM ST
CityWINDSOR
StateCT
Zip06095-2914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block84
Legal Lot Number17
JurisdictionWINDSOR CT
Township / Civil DivisionWINDSOR
Census Block Group2
Census Block2009
Census Tract473400

Owner

31 Elm St is owned and occupied by an individual who bought it in November 2021.

Source: Windsor Town records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address31 ELM ST, WINDSOR, CT 06095-2914
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Warranty Deed, Transfer
Oct 19, 2017Warranty Deed, Transfer · Conventional Mortgage
HOMESERVICES LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2021 · Amount on File
Deed SaleNov 10, 2021 · Amount on File
Prior SaleOct 19, 2017 · Amount on File
Deed Document Number20215420
Deed Book / Page1923 / 547
Transfer Doc001674-102
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINDSOR CT
Recording DateNov 10, 2021
Property Address31 ELM ST, WINDSOR, CT 06095-2914
Document Number001923-547
Book / Page1923 / 547
Instrument DateOct 28, 2021
Instrument2021-05420
Transaction TypeTransfer
Record UpdatedJul 31, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINDSOR CT
Recording DateOct 19, 2017
Property Address31 ELM ST, WINDSOR, CT 06095-2914
Document Number1851-170
Book / Page001851 / 000170
Instrument DateOct 9, 2017
Instrument3855
Transaction TypeTransfer
Record UpdatedNov 14, 2017

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$221.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 ELM ST WINDSOR CT 060952914, WINDSOR, CT 06095-2914

Mortgage

Document Number1851-172
DateOct 19, 2017
Book Page001851/000172
Instrument3856
Lender
NameHOMESERVICES LNDG
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 18, 2047

Tax Assessment & Valuation

Source: Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWindsor Town
Unified School DistrictWindsor School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$260,680 (-) Land $64,050 Building $196,630$182,476 Land $44,835 Building $137,641
2024$7,742.00 (-6.67%)$260,680 (+51.32%) Land $64,050 Building $196,630
2023$8,295.00 (+41%)$172,270 (+1.82%) Land $51,310 Building $120,960
2022$5,883.00$169,190 Land $51,310 Building $117,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Elm St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMETROPOLITAN DISTRICT COMMISSION
serves 390,887 people · EPA ID CT0640011
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
GoNetspeed
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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