31 Elm St, Bedford, OH 44146 Property Records

Cuyahoga County property record for 31 Elm St, Bedford, OH 44146

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1926
Lot Size	0.118 acres (5,153 sqft)
Owner	Company Name on Record
Last Sale	$98,000 (Nov 2021)
Tax Bill	$2,636 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`811-33-077`

Property Details

APN / Parcel Number

Primary APN	`811-33-077`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
1st Floor Area	572 sqft
2nd Floor Area	572 sqft
Basement Area	572 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1958
Architectural Style	Colonial
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,153 sqft (0.118 acres)
Lot Dimensions	80 ft deep x 33.5 ft wide
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	31 ELM ST
City	BEDFORD
State	OH
Zip	44146-2746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	36 0091 SP
Legal Subdivision	R & C J PEARSES 04
Legal Lot Number	91
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEDFORD
Census Block Group	2
Census Block	2004
Census Tract	132100

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	31 ELM ST, BEDFORD, OH 44146-2746
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Feb 24, 2011
Deed Document Number	0000000521
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Nov 29, 2021
Property Address	31 ELM ST, BEDFORD, OH 44146-2746
Document Number	0000000521
Map Reference	VOL 75 PG 21
Instrument Date	Nov 24, 2021
Instrument	202111290521
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13060 FOREST RD, BURTON, OH 44021-9585

Mortgage

Document Number	0000000522
Date	Nov 29, 2021
Instrument	202111290522

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Bedford City
Unified School District	Bedford City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,636.00 (+12.6%)	$32,280 (-) Land $8,230 Building $24,050
2024	$2,341.00 (-11.49%)	$32,280 (+13.42%) Land $8,230 Building $24,050	$92,200 (+13.41%) Land $23,500 Building $68,700
2023	$2,645.00 (+12.55%)	$28,460 (-) Land $5,950 Building $22,510
2022	$2,350.00	$28,460 Land $5,950 Building $22,510
2021			$81,300 Land $17,000 Building $64,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY PWS serves 13,149 people · EPA ID OH1800003
Water Source	Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
PCs for People Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20