31 Edward St, Carrollton, KY 41008 Property Records

Carroll County property record for 31 Edward St, Carrollton, KY 41008

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 2000
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Tax Bill	$868 (2026)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`23-113-01-33`

Property Details

APN / Parcel Number

Primary APN	`23-113-01-33`
Alternative APN	`53161`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	96 ft deep x 108 ft wide
Driveway	Concrete Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	53161
Street Address	31 EDWARD ST
City	CARROLLTON
State	KY
Zip	41008-8205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOUBLEWIDE & LOT
Legal Subdivision	OAK VIEW ESTATES
Jurisdiction	CARROLL KY
Township / Civil Division	CARROLLTON
Census Block Group	5
Census Block	5035
Census Tract	950200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	31 EDWARD ST, CARROLLTON, KY 41008-8205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH CREDIT UNION
Sep 26, 2019	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL KY
Property Address	31 EDWARD ST, CARROLLTON, KY 41008-8205
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	KENTUCKIANA TITLE AGENCY LLC, KENTUCKIANA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M251/535
Date	Sep 26, 2019
Book Page	M251/535
Instrument	97524

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	9.25%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL KY
Property Address	31 EDWARD ST, CARROLLTON, KY 41008-8205
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	KENTUCKIANA TITLE AGENCY LLC, KENTUCKIANA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M251/561
Date	Sep 26, 2019
Book Page	M251/561
Instrument	97523

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Carroll County
Unified School District	Carroll County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$868.00 (-0.34%)	$78,500 (-) Land $20,000 Building $58,500	$78,500 (-) Land $20,000 Building $58,500
2025	$871.00 (+0.35%)	$78,500 (-) Land $20,000 Building $58,500	$78,500 (-) Land $20,000 Building $58,500
2023	$868.00	$78,500 Land $20,000 Building $58,500	$78,500 Land $20,000 Building $58,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARROLL CO WATER DISTRICT #1 serves 5,934 people · EPA ID KY0210066
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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